Analyst V - Retail Credit jobs in United States
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Vistra Corp. · 19 hours ago

Analyst V - Retail Credit

Vistra Corp. is a global leader in energy solutions, and they are seeking a Credit Analyst V to join their Retail Operations team. This role focuses on credit risk management, evaluating creditworthiness, preparing data-backed reports, and improving business processes to enhance customer experience.

EnergyRenewable EnergySustainability
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Comp. & Benefits
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H1B Sponsor Likelynote

Responsibilities

Analyze, recommend, maintain and monitor related financial data to evaluate creditworthiness of businesses in order to manage overall credit risk
Analyze and consolidate financial results for data-backed reporting to Sr. Management
Work closely with internal business units and strategic partners to timely communicate credit decisions and policies
Develop knowledge of relevant industries; as well as economic conditions that impose credit risk to current and potential customers
Monitor and assess day-to-day related issues to ensure business practices, policies and procedures are executed effectively
Work with key personnel to define reporting needs and follow through with partner(s) to develop the tools
Resolve reported issues in a timely and decisive manner, or escalate as appropriate
Assess, analyze and prioritize business proposals for operational viability and ensure alignment with objectives
Actively work with various internal/external teams by providing data expertise, offering original perspectives, and challenging conventional views to better align decision making/perceptions with changing business needs
Employ statistical knowledge to develop relevant descriptive statistics related to business functions and other characteristics used to segment customers
Actively work with various internal/external teams by providing data expertise, offering original perspectives, and challenging conventional views to better align decision making/perceptions with changing business needs
Has Subject Matter Expert responsibility for analyzing and developing improvements to business process
Provide direction and guidance to Analysts

Qualification

Credit risk managementFinancial data analysisCredit policy understandingAccounting principles knowledgeCredit bureau familiarityStatistical analysisResearch skillsMulti-taskingMS Office proficiencyEmerging technologies knowledgeVerbal communicationWritten communicationAttention to detailTeamwork skills

Required

5-7+ years of related work experience
Knowledge of Principles of Accounting and Financial Statements Analysis
Strong familiarity with credit bureau ratings information
Understanding of credit policy and procedures
Strong attention to details, with the capability to multi-task and meet tight deadlines
Strong research skills
Excellent verbal and written communication skills
Strong analytical skills, including root cause analysis
Extensive communication and teamwork skills with both internal and external customers
Advanced skill in using computer software applications such as MS Office products
Working knowledge of Internet and related emerging technologies used to effectively aggregate/analyze critical business data
Experience gained through college degree programs and/or certifications is applicable to above skills

Company

Vistra Corp.

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Vistra (NYSE: VST) is a leading Fortune 500 integrated retail electricity and power generation company, based in Irving, Texas, that provides essential resources to customers, businesses, and communities from California to Maine.

H1B Sponsorship

Vistra Corp. has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3)
2024 (2)
2023 (1)
2021 (2)

Funding

Current Stage
Public Company
Total Funding
$9.5B
2026-01-12Post Ipo Debt· $2.25B
2025-10-01Post Ipo Debt· $2B
2024-11-19Post Ipo Debt· $1.25B

Leadership Team

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Stacey Dore
Chief Strategy and Sustainability Officer
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Company data provided by crunchbase