Kapitus · 19 hours ago
Underwriter II
Los Angeles, CA
Full-time
Hybrid
Mid Level
$56K/yr - $86K/yrKapitus is one of the most reliable names in small business financing, and they are seeking an Underwriter II to participate in the underwriting process. The role involves analyzing credit reports, business bank statements, and other business documentation while communicating with sales organizations and assisting in negotiations.
FinanceFinancial ServicesFinTechLendingSmall and Medium Businesses
Responsibilities
Responsible for analysis of personal credit reports, business bank statements, background checks, and other relevant business documents, data gathering and research
Exposed to deal flow in a variety of industries including retail, leisure, restaurants, hospitality, healthcare, manufacturers, media, technology, and construction
Act as a key participant in the underwriting process which includes the analysis of credit reports, bank statements, and various other business documentation
Research, analyze and provide background information on counterparties
Communicate with sales organizations, sales managers, and merchants in both written and verbal form
Assist in the negotiation of transaction terms and credit structure
Responsibilities are subject to change to best suit the needs and interests of the business
Qualification
Required
Diploma required, college degree preferred
Excellent verbal, written, and interpersonal communication skills as well as a strong sense of accountability
Detail oriented with strong analytical skills
Ability to evaluate industry trends, understand market dynamics and develop and defend recommendations
Strong organizational skills and ability to multi-task
Ability and desire to work in a rapid-paced environment
Experience achieving metric and quality performance
Working knowledge of Microsoft Suite
Knowledge of financial principles and processes, experience with financial statement analysis
Knowledge of federal, state and local regulatory requirements
Effective at communicating clearly and adaptability
Experience with administrative tasks
Strong interpersonal skills and professionalism
Benefits
Health Insurance: We offer comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare (UHC), with various coverage levels available to meet the needs of our employees and their families.
100% Company Paid Insurances: Kapitus fully covers the cost of basic short-term and long-term disability insurance, as well as vision insurance, ensuring our employees have comprehensive protection without any personal expense.
Voluntary Insurance: Supplemental life insurance as well as enhanced short- and long-term disability coverage are available through Mutual of Omaha, providing additional security for our employees. Additionally, Colonial Accident and Hospitalization insurances are also available, offering further protection against unforeseen events.
Paid Maternity and Parental Leave: Beyond state-mandated leave policies, Kapitus provides company-paid maternity and parental leave, supporting our employees during important family milestones.
LifeBalance Program: Enhance your lifestyle with our LifeBalance membership, which offers discounts on outdoor activities, the arts, health, and fitness. Additional benefits include:
+ Pet and car insurance discounts.
+ Financial services such as LegalShield.
+ Relaxation and stress management tools, including a fully covered annual subscription to The Calm App.
Plum Benefits Discount Program: Access exclusive discounts on shows, travel, car rentals, and more, enriching your personal and family life.
Tuition Reimbursement: Pursue further education with up to $5,000 annually in tuition reimbursement, plus opportunities to attend relevant conferences and career development events.
Transit Reimbursement: We also offer transit reimbursement for all work-related travel, supporting your involvement in career and personal development activities.
Paid Time Off & Sick Time
Retirement Benefits: Our 401K plan is managed through Fidelity, featuring a 25% match on employee contributions, helping you plan for a secure financial future.
Company
Kapitus
Kapitus is a business loan provider dedicated to helping small and medium-sized businesses in their growth.
Founded in 2006
501-1000 employees
H1B Sponsorship
Kapitus has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2024 (3)
2023 (4)
2022 (2)
2021 (2)
2020 (5)
Funding
Current Stage
Late StageTotal Funding
$675M2024-06-17Debt Financing· $45M
2023-04-03Debt Financing· $130M
2022-02-09Debt Financing· $200M
Leadership Team
Ella Haman
Chief Technology Officer
Anthony Rose, CFA
Chief Financial Officer
Recent News
The Journal Record
2025-11-09
2025-09-26
2025-07-22
Company data provided by crunchbase