California Bank of Commerce · 23 hours ago
Credit Team Manager
Walnut Creek, CA
Part-time
Onsite
Senior Level, Lead/Staff
$200K/yr - $240K/yr
10+ years expCalifornia Bank of Commerce is seeking a Credit Team Manager with extensive knowledge in Commercial and Industrial credit. The role involves guiding the Relationship Management Team, minimizing credit approvals viewed as exceptions, and monitoring the credit portfolio for repayment viability.
BankingFinanceFinancial Services
Responsibilities
Provide guidance and structure to front line Relationship Management Team
Minimize Credit Approvals that could potentially be viewed as exception or underwritten under non-supported overtly liberal terms
Minimize portfolio losses
Support Regional Manager with existing, renewing, and new credit requests
Communicate issues within the portfolio, or potential issues on incoming requests
Provide timely response to client inquiries and aid credit related challenges, with all inquiries answered within 24 hours or less. Be available and accessible to team
Be able to recommend appropriate credit actions including approvals within assigned credit authority
Elevate specialized requests and unresponsive credits to Senior Credit Management. Follow all lending and banking regulations. Monitor the Region’s Credit Portfolio for ongoing repayment viability by following regular financial updates for each credit in the portfolio
Have thorough knowledge of credit analysis and its application to credit. Lead a team of seasoned and professional Commercial Credit Underwriters/Portfolio Managers
Monitor portfolio for maturing credits and/or past due credits
Assign credit portfolio to appropriate Portfolio Manager based on capacity and workload, experience with client/industry, and/or familiarity with client/industry
Perform regular reviews of credits within the portfolio as well as collateral. Recommend appropriate risk grading based upon performance and economic environment affecting the client/industry
Assist Relationship Management Team by being available to meet clients and prospects in the field
Aid Senior Credit Management with new requests or special assignments
Be an active member of the bank’s Loan Strategy Meetings Committee. Prepare Loan Strategy and Watch List Reports (LSR/WLR’s) when appropriate
Assist in loan documentation and structure by working closely with the Note Department. Inspect Loan Documentation for errors or issues
Responsible for maintaining and monitoring relationships, credit analysis, and underwriting, as team workload requires
Works consultatively with clients to present solutions to their short and long-term strategic objectives
Responsible for maintaining ticklers to ensure documentation and covenants are kept up to date
Participates in weekly loan funding meetings
Qualification
Required
Experience with financial analysis, including spreading, tickler management, covenant testing, and modeling/projections
Effective and professional communication skills are a must
Strong written and verbal communications skills
Professional-level skills with spreading software, MS Excel and MS Office
Experience with loan documentation, including outside counsel-prepared loan documentation
Independent thinker and self-starter
Excellent written and verbal communication skills, attention to detail and follow-through
Bachelor's degree in Finance, Accounting, or related field required
Minimum 10 years of banking experience required
Minimum three years of commercial banking experience, preferably client-facing
Company
California Bank of Commerce
Businesses face many challenges, but they believe banking shouldn't be one of them.
201-500 employees
Funding
Current Stage
Public CompanyTotal Funding
$16M2024-01-30Acquired
2014-06-30Post Ipo Equity· $16M
2007-11-30IPO
Leadership Team
M
Michele Wirfel
Chief Operating Officer
Recent News
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2025-10-28
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2025-03-20
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