PayZen · 1 day ago
Credit Risk Manager
San Francisco HQ
Full-time
Hybrid
Mid, Senior Level
$140K/yr - $164K/yr
4+ years expPayZen is on a mission to bring financial health to healthcare, and they are seeking a strategic and results-oriented Credit Risk Manager to lead credit risk analytics. This role involves developing credit risk strategies, enhancing decision-making processes, and ensuring a balance between growth, portfolio quality, and patient experience.
Artificial Intelligence (AI)Financial ServicesFinTechPaymentsSoftware
Responsibilities
Define, execute and socialize credit risk strategy and risk appetite aligned to effective risk mitigation, growth and profitability goals
Establish credit policy and lifecycle controls across patient touchpoints
Leverage traditional and alternative data to design and refine underwriting and pricing strategies across PayZen’s products
Maintain critical reporting to track KPIs including origination trends, delinquency and loss rates, pricing and unit economics
Enhance loss forecasting and work closely with partners to quantify implications of loss forecast and loss curve changes
Partner with Product and Engineering to translate risk requirements into scalable, production-grade decision logic as well as support ongoing optimization of credit decisioning through experimentation, monitoring, and feedback loops
Qualification
Required
4+ years of experience in credit risk analytics, underwriting, or portfolio management within fintech, payments, or lending
Proficiency in SQL and experience using Python (or similar) for data analysis and modeling
Ability to translate complex analytical findings into clear recommendations for cross functional partners
Experience working in fast-paced, ambiguous environments with multiple stakeholders
Familiarity with real-time or near–real-time decision engines and underwriting platforms
Bachelor's degree in a quantitative field such as Statistics, Economics, Finance, Engineering, or Computer Science
Benefits
Competitive pay
Benefits
Stock options
Company
PayZen
PayZen is a healthcare fintech startup tackling healthcare affordability by using financial technology, AI, and machine learning.
51-200 employees
H1B Sponsorship
PayZen has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3)
2024 (1)
Funding
Current Stage
Growth StageTotal Funding
$472MKey Investors
New Enterprise AssociatesViola Credit7wire Ventures
2024-08-13Series B· $32M
2024-08-13Debt Financing· $200M
2022-11-15Series B· $20M
Leadership Team
Itzik Cohen
Co-Founder & CEO
Sanjeev Kapur
Chief Operating Officer
Recent News
Company data provided by crunchbase