Experian · 14 hours ago
Senior AI Modeler - Consumer Lending
California, CA
Full-time
Onsite
Mid, Senior Level
3+ years expExperian is a global data and technology company, powering opportunities for people and businesses around the world. They are seeking a highly skilled statistical modeler to develop AI solutions and advanced marketing and credit risk models in the consumer lending space, driving strategic decision-making across the consumer credit lifecycle.
AnalyticsBig DataCyber SecurityFinTechFraud DetectionInformation Services
Responsibilities
Design, code, and test AI agents that support autonomous decision-making in marketing campaigns, customer acquisition, credit risk and portfolio optimization
Implement cloud-based multi-agent and model services from the ground up, integrating upstream analytical outputs while maintaining production-grade software engineering standards for testing, observability, version control, and operational support
Apply agentic AI and swarm intelligence/multi-agent orchestration techniques to solve complex business problems in consumer lending
Develop predictive models using credit bureau data and other consumer datasets
Design, implement, and coordinate multi‑agent workflows for marketing decisioning, including role specialization and conflict resolution strategies to ensure coherent end-to-end outcomes
Prototype and iterate on intelligent agent behaviors using Python, Spark, and modern ML & AI frameworks
Support the deployment and monitoring of AI models in production environments, ensuring performance, reliability, and compliance
Qualification
Required
Bachelor's degree in Statistics, Mathematics, Computer Science, Data Science, Engineering or a related quantitative field; Master's or PhD preferred
Experience implementing multi-agent workflows, including agent role specialization, task decomposition, state management, and strategies for conflict resolution and consistency of outcomes
Strong applied expertise in statistical and predictive modeling methods (e.g., logistic regression, XGBoost, segmentation, and propensity modeling), including model build, validation and performance monitoring
Experience applying analytics within consumer lending or financial services across the credit lifecycle (prospecting, acquisition, underwriting/credit risk, portfolio management, and collections), including familiarity with credit bureau data and related consumer datasets
3+ years of experience in statistical modeling, machine learning, agent building or advanced analytics, including delivery of solutions used in production or client-facing environments
Benefits
DEI
Work/life balance
Development
Authenticity
Collaboration
Wellness
Reward & recognition
Volunteering
Company
Experian
Experian is a data analytics and consumer credit reporting company.
10001+ employees
H1B Sponsorship
Experian has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (8)
2024 (18)
2023 (9)
2022 (16)
2021 (19)
2020 (23)
Funding
Current Stage
Public CompanyTotal Funding
$1.31MKey Investors
Fair4All Finance
2025-11-25Grant· $1.31M
2006-10-11IPO
Leadership Team
Brian Cassin
Chief Executive Officer
Chris Fletcher
CPO / SVP Cloud & Decisioning Software
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