Cambridge Savings Bank · 17 hours ago
C&I Credit Lead
Waltham, MA
Full-time
Hybrid
Senior Level
$150K/yr - $190K/yr
7+ years expCambridge Savings Bank is a full-service banking institution committed to improving the quality of life of its employees and customers. The C&I Credit Lead will oversee and mentor a team of Commercial Credit Analysts, manage workflow, ensure adherence to credit policies, and partner with senior leadership to monitor portfolio risk.
BankingFinanceFinancial Services
No H1B
Responsibilities
In conjunction with their counterpart will manage and oversee the Credit Training Program, including developing and directing ongoing training and educational needs for Commercial Credit Analysts, evaluating individual and team performance, and collaborating with Learning & Development to ensure appropriate resources and support are available
In conjunction with their counterpart will manage the workflow of the Credit Analyst Team. Review and provide feedback on the individual credit work products for consistency, accuracy and adequacy. This includes identifying strengths and weaknesses, all material aspects of the borrower, guarantor and transaction analysis, and the accuracy of the risk rating to ensure the information is sufficient to make an informed lending decision
Ensure timely and consistent underwriting of all credit relationships as well as adherence to credit risk policies. Develop, interpret and apply credit policies and procedures
Contribute and support effective team management by fostering strong collaboration and partnership across the organization
When necessary, Partner with lending officers and portfolio managers to understand proposed lending transactions, prepare written credit analyses of those proposed transactions, and assist with obtaining approval of such requests, including new loans, renewals, modifications, and annual reviews
Partner with the Chief Credit Officer to monitor and manage credit risks across the Commercial portfolio. Fill in for the Chief Credit Officer as needed, including convening and moderating Internal Loan Committee
Ensure adherence to the Bank's guidelines, loan policies, and procedures by all team members and in all credit products
Stay abreast of economic, financial, political events as well as regulatory trends and changes that would impact the Bank’s loan portfolio, lending activities or policies and procedures
Perform additional duties as required
Qualification
Required
Bachelor's degree, in business, finance, or accounting, preferred
7+ years' work experience in banking or financial services
Proven ability to understand complex credit scenarios with 5+ years of direct credit analysis experience in the key areas of commercial lending (C&I and CRE)
In depth understanding of Commercial Loan Policy and applicable Federal and State regulations
Ability to write clearly and concisely
Excellent communication skills (both oral and written) to foster collaboration and teamwork
Proficient in training and mentoring team members
Strong analytical skills and is proficient in financial accounting
Demonstrated ability to work efficiently and independently, meet deadlines, and effectively manage others to do the same
Benefits
Healthcare
Parental planning
Mental health benefits
Performance bonus opportunities
A 401(k) plan and match
Flexible time off
Company
Cambridge Savings Bank
Cambridge Savings Bank is a public bank serving both individuals and businesses.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Ryan Bailey
President and CEO
Daniel Carey
Chief Financial Officer
Recent News
Seattle TechFlash
2025-07-04
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