Flex-Staff Inc. · 21 hours ago
Mortgage Loan Originator
Flex-Staff Inc. is a well-established hometown bank seeking a Mortgage Loan Originator. The role involves initiating the residential mortgage process, assisting members with applications, and ensuring compliance with lending regulations.
Service IndustrySmall and Medium BusinessesStaffing Agency
Responsibilities
Meeting with and interviewing potential and current members regarding lending needs (ex. First mortgages, refinancing) & explaining approval requirements of various types of mortgages
Working to meet and exceed production, quality and customer satisfaction goals
Assisting members with completion of mortgage applications
Reviewing loan applications, gathering credit histories and reports, and assessing applications capacity to repay
Keeping members and relevant parties up to date on loan application status; attending closings as needed
Identifying opportunities to cross-sell and educating members on various bank products which could benefit their situation
Maintaining relationships with existing members including following up after closings
Maintaining knowledge of trends and developments in local real estate market, lending rates, and changes in mortgage rules and regulations
Developing and maintaining contacts with contacts with local realtors, developers and builders
Working with mortgage staff members to assist with submitting loans to processing, underwriting and closing
Ensuring compliance with applicable policies, laws & regulations
Qualification
Required
Previous experience in mortgage loan, sales, or related, along with a strong understanding of residential mortgage products, underwriting guidelines and lending regulations
NMLS and State Licensing Required: Incumbents are required to maintain their registration active, and current, with the National Mortgage Licensing System throughout their employment
Must maintain active registration National Mortgage Licensing System
Ability to multi-task and manage multiple loans simultaneously
Deadline driven
Preferred
Bachelor's degree in Finance, Business Management, Business Administration or related field preferred
Benefits
Health, life and dental insurance
401K