Citizens · 16 hours ago
Regional Head Portfolio Management
437 Madison Ave, New York, NY, 10022, US
Full-time
Onsite
Director/Executive
$260K/yr - $290K/yr
15+ years expCitizens is a financial institution seeking a Regional Portfolio Management Team Leader to oversee several Credit Analysts and Portfolio Managers. This role is responsible for all aspects of portfolio management including transaction structuring, underwriting, credit approval, and managing workflows to ensure portfolio quality across a growing portfolio in the Middle Market sector.
BankingCredit CardsFinancial ServicesFinTechRetail
Responsibilities
Approve credit requests based on delegated approval authority granted providing critical views on credit requests including new business, amendments, and restructures
Assesses credit issues, performance and industry trends, appropriateness of structural terms and conditions, compliance with policy and underwriting guidelines and provides recommendations to improve structure and mitigate risks
Oversee the recruitment, training, coaching, assessing and development of Portfolio Management team leaders, portfolio managers and analysts within the Division
Maintain an organization where PMs are empowered and highly engaged in delivering credit solutions to our clients and achieve strong collaboration among the coverage teams in the Division
Improve workflows, optimize resourcing, and build out an environment that supports the achievement of the Division’s goals and budget. As such, this position will be responsible for designing and implementing new policies, procedures, strategies and process changes
Lead corporate initiatives related to model development, credit process improvements and/or stress testing
Build a strong control and early warning environment with timely periodic portfolio and financial reviews, ratings assessments, collateral monitoring, tickler reporting, and regulatory compliance to maintain portfolio quality
Achieve satisfactory or better ratings from Credit Review and Compliance and meet compliance targets for annual reviews, risk ratings, and covenant compliance monitoring
Liaise with Portfolio Managers, Credit Risk and workout colleagues on deteriorating credits
Partner with product and operations units including Loan Operations, Cash Management, Derivatives, Corporate Card, Leasing, to proactively manage issues so that revenue opportunities are maximized and customer satisfaction is maintained
Qualification
Required
15+ plus years Commercial Banking experience with sole bank, agented and club deal Commercial Banking transactions
Balanced approach to enable focus on both business unit goals and risk management objectives
Strong understanding of general credit and risk principles, mitigants, and banking policies and procedures
Skilled at developing and implementing both strategic and tactical solutions in support of portfolio administration and business unit goals and objectives
Able to multi task and function under pressure to meet deadlines
Strong written and verbal communication and negotiation skills
Flexible change agent able to lead both process and organizational changes
Skilled at developing and executing on strategic solutions and systems in support of Portfolio Administration and business unit goals and objectives
Experience with direct reports who are managers
BA/BS degree, and/or MBA preferably in Finance, Business Administration or Accounting
Benefits
Comprehensive medical, dental and vision coverage
Retirement benefits
Maternity/paternity leave
Flexible work arrangements
Education reimbursement
Wellness programs
Paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States
Company
Citizens
At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.
10001+ employees
H1B Sponsorship
Citizens has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
$2B2025-02-26Post Ipo Debt· $750M
2024-07-09Post Ipo Debt· $1.25B
2014-09-23IPO
Leadership Team
Melisa Carrascoza
SVP, Business Banking Market Executive - New England South
Steve Kozek
Head of Commercial Excellence, Senior Vice President
Recent News
2026-01-22
Talk Business & Politics
2026-01-19
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