Credit Analyst jobs in United States
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Bank of Hope · 9 hours ago

Credit Analyst

Bank of Hope is a financial institution seeking a Credit Analyst to assist in loan processing and maintenance. The role involves preparing credit memos, monitoring loan covenants, ensuring compliance with regulatory requirements, and providing administrative support to loan officers and managers.

BankingFinancial ServicesInsuranceVenture Capital
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H1B Sponsor Likelynote

Responsibilities

Collect necessary documents from clients and maintain well organized credit files
Spread financial statements or tax returns to generate relevant ratios including DCRs under the supervision of a portfolio manager
Assist in loan closing and funding including obtaining signatures on loan documents according to the Bank’s procedures
Prepare credit memos that are simple or with minor complexity; and present credit memos to appropriate lending authority for approval
Monitor loan covenants and conditions per loan agreements and report violations to portfolio managers or relationship managers
Prepare simple credit memos to report covenant/condition violations and to approve modifications and to make cash secured loans
Process daily line advances for lines of credit and follow up on expired insurance policies
Prepare various internal reports and payments such as LAR, monthly G/L certification, and invoices
Conduct site visits and on-site interviews under the supervision of a portfolio manager
Comply with regulatory requirements including Reg B, HMDA, Bank Secrecy Act, OFAC, and USA Patriot Act, CRA, Privacy, and Security
Comply with the Bank’s security program, including but not limited to:
Review and comply with the End-User Computing Agreement
Acquire good knowledge on functions and usage of computer systems as related to the assigned job functions
Be current and knowledgeable in industry’s trend in safeguarding the Bank against confidential data leak, identity theft, fraudulent activities, and computer security threats
Reports suspicious activities to manager, Chief Risk Officer or Information Security Officer
Provide administrative support to loan officers, portfolio managers, relationship managers
Seek opportunities to grow relationship with customers
Participate in community organizations and/or events to help the Bank meet its CRA Objectives
Assume additional duties as requested

Qualification

AccountingFinanceEnglishKoreanCommunication skillsPresentation skills

Required

English: Written: Advanced Verbal: Fluent
Computer/Systems Knowledge Requirements: Basic
Excellent written and oral communication skills
Excellent presentation skills
Ability to respond effectively to the most sensitive inquiries or customer complaints

Preferred

Associates Degree preferably in Accounting or Finance
Korean: Written: Intermediate Verbal: Conversational

Benefits

Bonus
Benefits

Company

Bank of Hope

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Bank of Hope is a banking institution with offices across the US.

H1B Sponsorship

Bank of Hope has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (16)
2024 (6)
2023 (9)
2022 (13)
2021 (9)
2020 (10)

Funding

Current Stage
Late Stage

Leadership Team

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Kevin Kim
Chief Executive Officer and President
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Dennis Schreyer
Senior Vice President, Corporate Banking Group, Head of Middle Market Loan Syndications
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Company data provided by crunchbase