Backflip · 5 hours ago
DSCR Loan Processor
United States
Full-time
Remote
Entry, Mid Level
$60K/yr - $65K/yr
2+ years expBackflip is a venture-backed FinTech committed to becoming the leader in residential real estate investment financing. The DSCR Loan Processor is responsible for owning end-to-end execution across the DSCR pipeline, ensuring loan progression and borrower experience outcomes while contributing to the scalability of Backflip’s DSCR processing operation.
FinTechiOSPropTechReal Estate Investment
No H1B
Responsibilities
Own DSCR loans from Initial Processing through Clear to Close, managing a full active pipeline independently
Consistently move loans to close while maintaining a ≤25-day median intake-to-close cycle time
Actively drive condition clearing, document collection, and third-party coordination to prevent stalls and rework
Use DSCR product knowledge to anticipate guideline issues, income gaps, and borrower friction before they delay closing
Communicate DSCR requirements clearly to borrowers, brokers and internal stakeholders, setting expectations early and reinforcing them throughout the file. This role occasionally supports borrowers outside standard hours
Partner closely with Sales, Underwriting, and Capital Markets to resolve issues and keep loans moving
Absorb product and process changes quickly without disrupting pipeline execution
Contribute practical feedback to DSCR playbooks and workflows based on real execution experience
Maintain clean, complete, decision-ready files that require minimal cleanup downstream
Qualification
Required
2+ years of direct experience processing DSCR loans from intake through close
Proven ability to independently manage a high-volume DSCR pipeline, including demonstrated production velocity (e.g., closing ~25 DSCR loans in a month)
Strong working knowledge of DSCR guidelines, rental income analysis, entity borrowers, guarantors, and common execution risks
Clear, confident communicator who can set and reinforce DSCR requirements and timelines with borrowers and internal partners
Demonstrated ability to balance speed, quality, and borrower experience in a production environment
Highly organized with strong judgment around prioritization, escalation, and issue resolution
Comfortable operating in a fast-changing environment with evolving guidelines and processes
Tech-forward and proficient with LOS, document management systems, and Slack-first communication
1+ year of experience working in a remote or distributed environment
Self-directed, accountable operator who consistently owns outcomes and follows through
Thrives on teams that value clear communication, accountability, and collaboration
Benefits
Equity stock options
Paid health care
401K + company match
Company
Backflip
Backflip is a proptech fintech firm that enables real estate entrepreneurs to enhance local communities by revitalizing housing.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$344.26MKey Investors
Performance Trust Capital PartnersECMCFirstMark
2025-12-04Debt Financing· $100M
2025-11-14Series Unknown· $10M
2024-10-15Series A· $30M
Leadership Team
Jake Rome
Co-founder + Chief Executive Officer
R
Richard Porteous
Chief Investment Officer
Recent News
2025-12-05
2025-04-23
Company data provided by crunchbase