Ives Bank · 12 hours ago
Mortgage Loan Closer
Danbury, CT
Full-time
Onsite
Mid Level
3+ years expIves Bank is a full-service community bank established in 1849, committed to providing excellent customer care and professional services. The Mortgage Loan Closer is responsible for managing the day-to-day pipeline and closing of residential mortgage loans, ensuring compliance and timely processing of closing packages.
AccountingBankingFinancial Services
Responsibilities
Responsible for the review of all supplied information and accurate completion of all mortgage loan closing packages, including the most complicated programs such as FHA, VA, USDA and those including grant funds
Pay all FHA premiums within 10 days of closing. Upload funding packages within 48 hours of performing post closing review
Responsible for the management of closing and clear to close pipelines
Submission of accurate closing packages to attorneys at least 24 hours in advance
Consistently utilize all portions of the Closing Compliance and File Audit Checklist during each step of the closing/funding process
Effectively communicate with attorneys, borrowers, and co-workers in a professional and positive manner
Accurately review closing disclosures and all legal documents (prior to closing and post closing) to certify that the Banks' proper lien position, compliance and investor requirements have been properly fulfilled. Gather any missing documentation and ensure packages are complete and well documented
Order wires on closing transactions daily so funds reach the closing agent on the day of closing
Responsible for reviewing all signed funding documents sent from the closing agent, and confirming all "at closing" conditions on the final loan approval have been met prior to issuing the funding
Complete all past close closing to board loans to servicing by the 15th of the month for the previous month
Responsible for preparing training documentation of all closing functions and serves as a resource to Closers within the department
Qualification
Required
High School Diploma or GED
3 years of Residential Mortgage Loan Closing experience
Demonstrates proficient understanding of rules/regulations related to the creation of required closing disclosures such as the Loan Estimate, Closing Disclosure, Notes, Deeds and Assignments
Strong interpersonal, verbal communication and listening skills as well critical thinking abilities
Skilled use of, Outlook, Word, Excel and Encompass
Company
Ives Bank
Established in 1849 and headquartered at 220 Main Street, Danbury, Ives Bank is a mutual savings bank with assets in excess of $1.6 billion.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
M
Martin G. Morgado
President and CEO
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