D.L. Evans Bank · 5 hours ago
Senior Commercial Loan Officer
Provo, UT
Full-time
Onsite
Senior Level, Lead/Staff
8+ years expD.L. Evans Bank is a community bank that has been serving Southern Idaho and Northern Utah since 1904. The Senior Commercial Loan Officer is responsible for evaluating commercial loan requests, providing customer service, and engaging in business development and marketing activities.
BankingFinancial Services
Responsibilities
Ensures that customers' requests and questions are promptly resolved
Maintains and projects the Bank's professional reputation
Completes required reports and records accurately and promptly
Maintains the professional reputation of D.L. Evans Bank
Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers
Completes lending operations in accordance with established Bank policies and legal requirements
Informs customers of Bank loan policies and services
Coordinates functions with related departments and Branches and provides support as needed
Helps other area personnel as required
Keeps management informed of area activities and any significant problems or concerns
Attends and participates in meetings and committees as required
Promotes D.L. Evans Bank at all times
Serves as a representative for D.L. Evans Bank in the community
Keeps work area and equipment clean, secure, and well maintained
Completes special projects as assigned
Analyzes and evaluates loan requests and approves loan within specified limits or prepares written submission for consideration by the Senior Lender, Regional Credit Officer, or Senior Loan Committee if over individual limit
Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems
Helps review construction loan advances on commercial properties
Conducts property inspections as assigned
Reviews loan reports to identified maturing or matured loans and is proactive in completing renewal paperwork or processing a decline
Helps with the collection of delinquent accounts
Establishes and maintains effective and professional business relations with customers and trade professionals
Educates customers regarding bank products and services requested and how they can better serve their individual financial needs
Meets with applicants whose loans are denied and explains reasons and alternatives
May indirectly or directly supervise loan personnel and/or lending assistants, ensuring that high quality work and efficiency in operations are maintained
May determine work methods and flow through assigning, directing, coordinating, and reviewing tasks
Attends assigned training sessions and stays current on new procedures and policies
Markets commercial loans and cross-sells other bank products and services
Stays informed regarding changes in lending standards and related legal requirements
Qualification
Required
High school diploma or GED required
At least eight years of commercial lending experience required
Active license number with the Nationwide Mortgage Licensing System and Registry or the ability to obtain such
Understanding of financial analysis and determination of credit worthiness required
Knowledge of Bank lending and collections programs, policies, and procedures required
Strong interviewing skills
Excellent written and verbal communication skills
Strong analytical skills
Able to use financial calculator and related computer applications and business machines
Preferred
Bachelor's Degree in Business, Finance, or related field preferred
Familiarity with property management and maintenance procedures preferred
Proven track record of community/civic/trade organization involvement and business development
Benefits
Medical Insurance
Dental Insurance
Vision Insurance
FSA
401(k)
Employee Stock Ownership Plan
Paid Vacation
Sick Time
Life Insurance
Long-term Disability Insurance
Company
D.L. Evans Bank
September 15th. The Bank was capitalized with $25,000. Today, we are the largest Idaho-based community bank.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Scott Horsley
Executive Vice President CCO
Recent News
Idaho Business Review
2023-05-19
Company data provided by crunchbase