SoFi · 20 hours ago
Senior Product Manager, Underwriting
San Francisco, CA
Full-time
Onsite
Senior Level
$144K/yr - $248K/yr
5+ years expSoFi is a next-generation financial services company and national bank focused on transforming personal finance. The Senior Product Manager for Underwriting will own the product lifecycle for platforms that evaluate risk and qualify members for lending products, driving tech capabilities and managing stakeholder relationships to enhance underwriting processes.
CreditCredit CardsFinancial ServicesFinTechLendingWealth Management
Responsibilities
Own the Underwriting Roadmap: Define and drive the roadmap for our core underwriting and decisioning platforms, ensuring they support SoFi’s multi-product growth
Navigate Complexity: Drive tech capabilities and stakeholder buy-in across multiple organizations (Risk, Engineering, Legal, Compliance); effectively manage 3rd party partner integrations
Execution Excellence: Lead technical sprints, manage a complex backlog, and prioritize initiatives that improve underwriting throughput and reduce cycle times
Bridge the Gap: Translate nuanced risk and policy requirements into clear technical specifications for engineering teams, ensuring "underwriting thinking" is integrated from inception
Data-Driven Decision Making: Synthesize inputs from multiple sources (UXR, data analysis, finance) to build strategic rationales. Leverage SQL to track performance and inform prioritization
Process Improvement: Drive quality and velocity improvements by removing hurdles for the team and contributing to PM best practices within the Underwriting org
Stakeholder Management: Serve as the primary point of contact for underwriting technology, managing expectations and leading change management across the business
Qualification
Required
5+ years of product management experience, ideally within fintech, lending, or platform-side roles
Strong understanding of system architecture; ability to opine on technical choices and understand the trade-offs of different technical frameworks
Excellent communication skills—able to engage seamlessly with technical, analytical, and business audiences
Fluency with SQL and data analysis; experience using data to address customer pain points and iterate into solutions
Proven ability to influence beyond your immediate team and foster cross-functional alignment in a matrixed environment
Strong organizational skills with a track record of running technical sprints and complex product launches
Preferred
Direct experience building or scaling underwriting/decisioning platforms
Knowledge of credit risk modeling and credit bureau data integrations
Experience working with lending platforms
Experience working with LLMs or generative AI
Company
SoFi
SoFi is a finance company that offers a range of lending and wealth management services.
1001-5000 employees
H1B Sponsorship
SoFi has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (213)
2024 (117)
2023 (131)
2022 (118)
2021 (81)
2020 (42)
Funding
Current Stage
Public CompanyTotal Funding
$12.25BKey Investors
Fortress Investment GroupPGIMQatar Investment Authority
2025-12-04Post Ipo Equity· $1.5B
2025-07-29Post Ipo Equity· $1.5B
2025-04-17Post Ipo Debt· $3.2B
Leadership Team
Anthony Noto
CEO
Jeremy Rishel
Chief Technology Officer
Recent News
2026-02-03
2026-02-03
Yahoo Finance
2026-02-03
Company data provided by crunchbase