First National Bank · 4 hours ago
Commercial Credit Analyst
First National Bank is a family-owned bank committed to providing exceptional service and innovative banking solutions. The Commercial Credit Analyst is responsible for analyzing financial data to assess the creditworthiness of borrowers and making data-backed recommendations based on that analysis.
BankingFinanceFinancial Services
Responsibilities
Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports
Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions
Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions
Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews
Works closely with the loan officer to ensure timely and accurate credit decisions are made
Adheres to all company credit policies and guidelines established by the bank
Other duties as assigned
Qualification
Required
Bachelor's degree in Finance, Accounting, or related field required
2+ years of experience in credit analysis or lending preferred
Experience with Moody's Analytics or similar software strongly preferred
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation, Sick, and Holiday time
A competitive 6% 401k match
And more!
Company
First National Bank
FIRST NATIONAL BANK is offering banking products and services for checking, savings, personal & business loans.
Funding
Current Stage
Growth StageCompany data provided by crunchbase