Grinnell Mutual · 1 day ago
COMMERCIAL UNDERWRITER
Grinnell, IA, US
Full-time
Hybrid
Mid Level
$51K/yr - $89K/yrGrinnell Mutual is a company seeking a Commercial Underwriter who will be responsible for evaluating and classifying commercial lines policy applications and renewals. The role involves analyzing risk, communicating with agents, and contributing to business relationships through presentations and field visits.
Auto InsuranceCommercial InsuranceFinancial ServicesInsuranceInsurTechProperty Insurance
No H1B
Responsibilities
Analyzes new account application and collects data related to the exposure to determine risk eligibility
Reviews prior loss run information and company acceptability guidelines to determine acceptance, modification through negotiation, or rejection of policy application
Classifies risk for rating, endorsing, pricing, and reinsurance placement by reviewing underwriting manual guidelines
Analyzes policy renewals by reviewing risk experience, loss ratio, and policy audit data and determines continued acceptability of risk. Performs re-underwriting of existing business as needed
Updates policy data by reviewing MVRs, financial reports, and loss control requests and takes appropriate measures. Monitors policies in assigned territory for policy activity, audits, changes, and claims
Communicates policy information and coverages to agents related to acceptance, modification, or denial of risk acceptance or general inquiries
Reviews Loss Review data and follows up based upon the information presented
Makes field visits and attends producer schools to familiarize agents with and promote Grinnell Mutual products while increasing business relationships
Designs product presentations and delivers presentations occasionally to varied small groups
Attends internal and external meetings and contributes by asking questions or presenting information verbally or in written form
Reviews agency performance records and contributes findings during the agency review process
Performs other duties as assigned
Qualification
Required
Bachelor's degree (B.A) from a four-year accredited college or university; or equivalent combination of education, training, and experience
Knowledge of insurance policy language and insurance policy forms is required
Demonstrated ability to analyze data presented in insurance policy applications or renewals and determine acceptance, modification, or denial of the risk
Ability to use personal judgment, experience, known facts, and figures to make decisions and resolve problems
Relays policy information using multiple forms of communication and demonstrate effective writing skills to develop memos, requests for information, completion of forms, and other business correspondence obtained through conversations with agents, or from data and information gathered
Provides a high level of customer service internally and externally by delivering timely responses
Ability to convey information effectively, including using negotiation skills and defending of positions
Manages multiple priorities and projects as required by business need
Ability to organize large amount of reference materials for easy retrieval and reference while underwriting policies
Works independently and in an environment with limited supervision
Ability to use general office equipment including PCs, telephones, fax, copier/scanner, and demonstrate basic knowledge of Microsoft Office suite products
Ability to maintain a valid driver's license with a satisfactory driving record in accordance with Grinnell Mutual's fleet safety policy and travel from the home office Grinnell Mutual agent offices, or Grinnell Mutual insured locations. Overnight travel is required, with a multi-state region, approximately 5 - 10% of time depending on territory size
Ability to maintain regular and predictable schedule to meet the needs of our customers and provide adequate coverage during our core business hours
Must be able to maintain confidentiality and proprietary information
Demonstrated ability to adhere to all Grinnell Mutual policies
Demonstrated ability to incorporate Grinnell Mutual core values in all areas of work
Company
Grinnell Mutual
Now in our second century of service, still committed to our trusted relationships with you. Trust in Tomorrow.®
Founded in 1909
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Jeff Menary
President/CEO
Dave Wingert
Executive Vice President & Chief Operating Officer
Recent News
2025-09-29
2025-08-29
2025-08-28
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