Texas Security Bank · 12 hours ago
Credit Manager
Addison, TX
Full-time
Onsite
Mid, Senior Level
$120K/yr - $145K/yr
3+ years expTexas Security Bank is an independent bank focused on the success of independent business owners. The Credit Manager will be responsible for underwriting commercial loans, monitoring the bank’s existing loan portfolio, preparing reports for senior management, and ensuring compliance with banking regulations.
BankingBitcoinBuilding MaterialFinancial ServicesReal EstateVenture Capital
Responsibilities
Works with credit staff to ensure consistent application of loan policy and underwriting standards
Recommends changes in the loan policy to senior management
Provides ongoing training for the credit staff
Maintains portfolio tracking, including exception tracking, covenant tracking, and relationship reviews
Manages the bank’s field exam and field exam review process
Assesses risk ratings of loans at approval and on an ongoing basis
Manages the bank’s appraisal review process
Engages with auditors and examiners to fulfill audit and regulatory requests
Responsible for the bank’s annual CRE stress testing
Works on special projects within the department and across the bank
Assists Chief Credit Officer with monthly board reporting
Assists Chief Credit Officer with the monthly ACL calculation (CECL)
Underwrites commercial and consumer loans as needed
Attends client or prospective client meetings as needed
Also serves as Assistant Risk Officer and will be involved in the bank’s risk management and Enterprise Risk Management (ERM) Program
Qualification
Required
Bachelor's degree in accounting, business administration, finance or a similar field and experience underwriting commercial loans
3+ years of credit experience in banking
Completion of a formal credit training program
Passionate about creating a strong credit culture and developing people
Strong personal motivation and attention to detail
Strong analytical and organizational skills
Ability to multi-task and work in a deadline driven environment
Ability to work independently and in a team environment
Preferred
Strong experience in Commercial Real Estate and workouts is desirable
Proven work experience as a credit manager or similar role is a plus
Company
Texas Security Bank
Texas Security Bank provides financing, real estate loans, and SBA loan services.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$2.29M2017-04-13Series Unknown· $2.29M
Leadership Team
Craig Scheef
Founder, Chairman & CEO
Ben Parkey
Chief Banking Officer
Recent News
Paypers
2025-02-03
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