The Horizon Group · 1 day ago
Corporate Credit Analyst - Commercial Real Estate
NYC Metro Area
Full-time
Onsite
Senior Level
$165K/yr - $185K/yr
5+ years expThe Horizon Group is searching for a Credit Analyst, with a focus on Real Estate, for one of their international banking clients located in Manhattan, NY. The Credit Analyst is responsible for managing all credit issues regarding the Real Estate Finance Credit portfolio in the United States and Canada, which includes preparing new credit applications, reviewing, and monitoring the portfolio of assets.
EmploymentRecruitingStaffing Agency
Responsibilities
Prepare credit applications and handle customer requests in accordance with CnR (Credit.net Rules) and internal approvals
Processing commercial Real Estate Finance transactions with US / Canada and international investors and developers. This comprises the entire underwriting process and assessment of credit-worthiness of the borrower entity
Review of structural adequacy of real estate loans based on sustainable cash-flow models, credit metrics
Interact with customers in accordance with all applicable laws and internal regulations
Manage and monitor Real Estate Credit portfolio independently including; preparing annual loan reviews, preparing risk ratings (ICRE), maintaining loan databases and systems, monitoring covenant and reporting compliance
Identify and resolve defaults under loan documents
Responsible for preparing, management and monitoring of pledged loans under the Borrower-In-Custody of collateral program. Responsible for updating desk procedures
Responsible for preparing the Shared Credit Review loans eligible under the program and management and monitoring of the annual reporting
Analyze key data for each property, including the operating and financial statements, as well as the financing structure of the transaction
Analysis of borrower personal and property level financial statements, rent rolls, tenant financials, cashflow
Qualification
Required
Bachelor's Degree in Finance, Economics or Banking
Thorough knowledge and experience in operating and financial statement analysis and in managing the credit risk of a commercial Real Estate
Knowledge of US / Canada real estate lending functions, financial data analysis, real estate fundamentals and issues
Minimum 5 years of experience in Real Estate Finance transactions
Thorough computer applications skills (MS-Office, ARGUS, particularly Excel)
Company
The Horizon Group
The Horizon Group is a financial services executive search firm.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Thomas Angello
Managing Partner
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