First National Capital Corporation · 13 hours ago
Junior Syndication Analyst
Irvine, CA
Full-time
Onsite
New Grad, Entry Level
$65K/yr - $85K/yr
0+ years expFirst National Capital Corporation is a leading provider of private-credit solutions for mid-sized and large companies. They are seeking a Junior Syndication Analyst to join their Credit and Capital Markets team, where the role involves evaluating lease and loan transactions, preparing investment memorandums, and supporting capital placement efforts.
BankingFinanceFinancial ServicesVenture Capital
Responsibilities
Evaluate complex commercial lease and loan transactions for middle-market and Fortune 1000 entities
Conduct comprehensive credit and collateral analysis, identifying risk factors and mitigation strategies
Build financial models to assess creditworthiness, cash flow coverage, collateral values, and deal economics
Utilize financial structuring techniques to develop alternative structures requiring credit enhancements
Analyze customer financial information periodically to proactively identify negative trends and mitigate credit risk
Prepare detailed credit analyses, investment memorandums, and transaction presentations for funding partners, strategic investors, and the internal Investment Committee
Interface with institutional funding partners (banks, debt funds, CLOs, securitization vehicles) to answer credit, collateral, and transaction-related questions
Negotiate pricing, terms, and conditions with funding partners and strategic investors to facilitate transaction placement
Research and identify new debt participants and capital sources for transaction syndication
Support the placement of transactions through non-committed capital facilities, pledge lines, and syndicated structures
Negotiate transaction documentation with clients, funding partners, and strategic investors as required
Initiate and perform activities within the documentation process to ensure seamless execution for customers and equipment vendors
Collaborate with internal teams (sales, operations, accounting, legal) to drive deals from approval to funding
Ensure accurate and timely closing of transactions while maintaining high service standards
Prepare approval recommendations and present to the FNC Investment Committee for transactions being considered internally
Articulate deal structure, credit rationale, risk assessment, and expected returns
Respond to Investment Committee questions and refine structures based on feedback
Consult with customers to assess financial needs, facilitate additional financing opportunities, and resolve service inquiries
Develop and maintain positive relationships with external funding partners, strategic investors, and internal stakeholders
Ensure customers receive exceptional service and are completely satisfied with the financing experience
Qualification
Required
0-2 years of commercial credit, leasing, banking, or structured finance experience with middle-market or corporate clients, recent college graduates welcome
Strong financial modeling skills —you will need to learn to summarize multiple periods into a financial spreadsheet, run complex cash flow analyses, and understand deal economics
Credit underwriting expertise —you will have to be comfortable tearing apart a financial report and footnotes to analyze financial statements, assess risk, and structure transactions
Bachelor's degree in Finance, Accounting, Business Administration, or related field with strong academic performance (3.0+ GPA preferred)
Strong interpersonal and communication skills —you will be asked to explain credit concepts to internal teams, clients, and institutional partners
Proficiency in Excel and financial analysis software
Sound judgment, attention to detail, and a solutions-oriented mindset
Local to Orange County or willing to relocate this is an in-office position in Irvine, CA
Preferred
Equipment leasing or asset-based lending and Syndication or capital markets experience or coursework is a strong plus (CLOs, ABL, securitizations, pledge facilities, debt placement)
MBA, MSF, or CFA progress is a plus
Experience with Claude.ai or a similar interactive AI chatbot platform is a plus
Benefits
Comprehensive benefits : Medical, Vision, Dental.
401(k)
Paid Vacation and paid time off.
Professional development, mentoring and training programs.
Employee outings, activities, charitable events , and professional sports attendance.
Company
First National Capital Corporation
First National Capital Corporation is a financial services firm that specializes in equipment and project finance services.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Keith Duggan
President & CEO
Bob Hodgson
Chief Financial Officer
Recent News
Equipment Leasing and Finance Association
2025-08-25
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