New Tripoli Bank · 14 hours ago
Commercial Lender
Orefield,PA,US
Full-time
Onsite
Senior Level
5+ years expNew Tripoli Bank is seeking a Commercial Lender to manage the acquisition, retention, and expansion of clients. The role involves analyzing financial statements for credit eligibility, structuring credit requests, and developing business opportunities in commercial lending.
BankingFinancial Services
Responsibilities
Responsible for the acquisition, retention and expansion of new and existing clients
Determine credit eligibility by analyzing financial statements, cash flow, collateral, and credit risk to ensure sound lending decisions
Structure, underwrite and present credit requests, including commercial mortgages, term loans, lines of credit, equipment financing and cash management related solutions
Negotiates terms of credit including pricing, repayment method and schedule, and collateral requirements
Manage portfolio within established lending criteria, including covenant compliance, renewals and risk ratings, and maximize profitability to the bank
Develop on-going business development plan that garners new business for the bank by proactively identifying, soliciting, and originating new commercial lending opportunities through networking, referrals and community involvement
Monitor loan repayment activity and develop plan of action for any troubled credits
Responsible for originating new business, structuring credit solutions and maintaining strong relationships with business clients while ensuring compliance with bank policies and regulatory requirements
Oversees proper handling of customer transactions such as advances, payments, wire transfers, etc
Represent the bank through participation in local business organizations and community events
Qualification
Required
5-10 years experience in bank commercial lending in the Lehigh Valley area, with a focus on C&I credits
Ability to understand business financial data, balance sheet and cash flow analysis
Ability to develop customized solutions for business clients, while maintaining a relationship oriented mindset with a strong commitment to customer service
Strong knowledge of loan documentation and banking government regulations
Excellent interpersonal skills, including strong communication, negotiation, and presentation skills
Strong communication skills and ability to respond to questions from customers and internal bank personnel, including senior management
PC experience – WORD and EXCEL
Preferred
Bachelor's Degree in Business, Finance or Accounting
Company
New Tripoli Bank
New Tripoli Bank is dedicated to remaining independent and providing the financial needs of individuals, families, and small businesses in the Lehigh Valley by providing high-quality, competitively priced services in a caring, friendly environment.
51-200 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1996-09-18IPO
Leadership Team
John M. Hayes
CEO
Michele Hunsicker
Chief Financial Officer
Company data provided by crunchbase