Newburyport Bank · 21 hours ago
Business Banking Officer
Amesbury,MA,US
Full-time
Onsite
Senior Level
5+ years expNewburyport Bank is a community bank that emphasizes innovation and personalized service. The Business Banking Officer is responsible for developing and managing relationships with small to mid-sized business clients, identifying their financial needs, and recommending appropriate banking products and services.
CommunitiesFinancial Services
Responsibilities
Develops and manages relationships with small to mid-sized business clients
Identifies financial needs and recommends appropriate banking products and services
Serves as a key point of contact for businesses seeking loans, deposit solutions, and cash management services and collaborates closely with partners across various business lines
Seeks new business opportunities within the bank’s defined market areas to attract and retain quality clients for the bank
Develops and maintains a network of professional relationships and referral sources including real estate brokers, accountants, attorneys and other centers of influence to generate new business
Recommends and sells a range of banking products, including loans, deposits, and treasury management solutions
Manages the end-to-end credit process, including loan structuring, approval, documentation, and closing in collaboration with underwriting and credit teams
Coordinates with internal partners to deliver full-service banking solutions to clients
Actively stays current on all Bank products, services, procedures, policies, and applicable regulatory and compliance requirements by regularly attending team meetings, completing mandatory training on schedule, and applying knowledge to ensure accuracy and compliance in daily operations
Ensures adherence to federal and state laws, regulations, and bank policies by preventing violations, minimizing risks, and safeguarding the Bank’s interests
Verifies transactions and account balances, ensuring compliance with bank policies and state and federal regulations and the Bank Secrecy Act (BSA), as applicable to the role
Qualification
Required
Bachelor's degree in business or related field
Minimum of 5 years related experience and/or training or the equivalent combination of education and experience
Strong working knowledge of appropriate credit structure and key factors of Bank policy guidelines related to assessing credit quality
Excellent oral and written communication skills
Highly organized and proactive planner with strong time management skills
Demonstrated ability to assess a loan applicant risk profile and manage credit structure and the risk inherent to lending
Preferred
Formal sales and/or credit training preferred
Company
Newburyport Bank
Newburyport Five Cents Savings Bank is a community bank headquartered in Massachusetts.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Elliot Smith
Senior Vice President - Commercial Loan Officer
Recent News
2025-11-08
2025-08-07
WBJournal.com
2025-07-02
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