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Superior National Bank · 15 hours ago

Credit Analyst 1

Hancock, MI

Full-time

Onsite

New Grad, Entry Level

Superior National Bank is seeking a Credit Analyst 1 to analyze credit data and financial statements for evaluating the financial condition and risk in lending. The role involves preparing reports for decision-making, consulting with customers, and maintaining loan files among other responsibilities.

Communities

Responsibilities

Obtain information and analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money

Analyze and report on loan data provided by credit bureaus, financial records, and other financial institutions in regard to new, renewing, and existing borrowers/loans

Generate financial ratios to evaluate customers’ financial status

Consult with customers to resolve complaints and verify financial and credit transactions

Review and prepare written analyses, spreadsheets, reports, summaries, and opinions and prepare or assist in the preparation of loan memorandum for presentation to lenders and/or loan committees

Maintain the commercial financial information loan files

Perform commercial loan collateral/floor plan audits

Perform internal small business loan audits of documentation and officer risk ratings

Monitor loan covenants

Monitor borrowing base and stock secured margins on selected commercial loans

Understand and follow bank/department regulations, policies, and procedures, and participate in all compliance-related training

Perform other duties as assigned and/or necessary

Qualification

Financial analysisCredit risk evaluationMicrosoft ExcelMicrosoft WordAnalytical skillsProject managementVerbal communicationWritten communicationAttention to detailProblem-solving

Required

Bachelor's degree in business, accounting, finance, or related field; or equivalent combination of education and experience

Motivated self-starter with strong organizational and project management skills and the ability to work independently and set priorities

Strong verbal and written communication skills

Strong attention to detail

Strong analytical and problem-solving skills

Proficient in the use of Microsoft Word and Excel

Preferred

Some Commercial banking experience preferred

Company

Superior National Bank

Superior National Bank opened in 1890.

Founded in 2005

Oakland, Michigan, USA

201-500 employees

http://mainstreetbankmi.com

Funding

Current Stage

Growth Stage

Leadership Team

Jeff Kopelman

President & CEO

Michael Hauswirth

President & CEO

Company data provided by crunchbase