EMC Insurance Companies · 4 hours ago
Corporate Office Underwriting Consultant
United States
Full-time
Remote
Senior Level, Lead/Staff
$100K/yr - $152K/yr
8+ years expEMC Insurance Companies is focused on teamwork and making a positive impact. They are seeking a Corporate Office Underwriting Consultant to lead underwriting strategy, analyze data, and collaborate across departments to improve underwriting results and product development.
Financial ServicesInsurance
Responsibilities
Collaborates with people leader to execute company underwriting framework within assigned Line of Business (LOB) or business segment, including leading the research and coordination of the strategy, administration, and development of products and programs at enterprise level
Creates and communicates best practices and underwriting guidance to the company
Acts as a strategic partner for other corporate departments. Serves as a technical expert in Corporate Underwriting on responses to questions on assigned LOB or business segment
Analyzes premium and loss data and other key reports on monthly and quarterly basis to ensure long-term profitable growth
Reviews underwriting and loss results for underlying trends impacting results and make recommendations to people leader on potential actions
Proactively communicates and makes necessary recommendations to people leader for improvements needed to meet company goals and improve underwriting results
Recommends and develops new product ideas and reviews existing and drafts new coverage language
Partners with people leader to perform the cost and benefit of market opportunities and product initiatives
Works with people leader to develop recommends actions based on evaluation, including identifying product improvements for moderately complex products
Provides analysis and research to people leader in development of short term and long-term strategies in support of enterprise wise business and profitability goals
Reviews and studies proposed changes in rules, rates, and forms for assigned lines controlled by ISO, or other bureaus, and company programs
Prepares any necessary changes and new information for company manuals, policy forms, policy system and statistical coding
Assesses the impact of proposed changes and determines the need for and timing of filings
Coordinates this function with other Corporate Office departments
Reviews insurance publications and keeps current on issues by attending seminars and participating in formalized continuing education
Represents Corporate Underwriting and EMC on various committees and events as appropriate and approved
Maintains expert knowledge including state regulations, coverages, operational processes, underwriting criteria and system application and tools
Prepares and teaches underwriting workshops and seminars for underwriting team
Assists in training staff, acts as an instructor at schools or meetings, and provides input or prepares articles, white papers, and underwriting bulletins
Performs special projects as a representative of line of business or underwriting area, as assigned
Provides evaluation and input regarding effectiveness of departmental programs and projects
Works with third party vendors and manages consultant relationships with internal partners to integrate products based on enterprise needs
Acts as a technical resource for branches and offers guidance on underwriting issues and strategy for assigned LOB or business segment
Evaluates complex underwriting risks and provides analysis and guidance to all branch underwriting team in determining the acceptability of business
Collaborates with branch team members on to resolve issues and questions
Provides guidance and/or approves accounts above branch underwriting authority
Recommends pricing strategy by discussing underwriting philosophy, policy forms, rating approaches and underwriting techniques
Offers responses to complex scenario questions and interprets guidelines
Assesses coverage, limits, and pricing and provides branches with authorizations on accounts above branch authority
Determines the need for and places facultative reinsurance
Qualification
Required
Bachelor's degree, preferably in a business or insurance related field, or equivalent relevant experience
Eight years of experience with commercial property and casualty underwriting experience
Excellent knowledge of countrywide underwriting techniques, terminology, policies, and forms
Strong underwriting judgment and decision-making skills
Excellent written and verbal communication skills, including the ability to speak effectively before groups
Ability to work effectively with others, as well as independently and possess demonstrated problem-solving abilities
Good computer knowledge, Internet and keyboarding skills
Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if driving
Preferred
Staff underwriting experience within assigned line of business or business segment preferred
Insurance designations, such as AU, CIC, or CPCU preferred
Company
EMC Insurance Companies
EMC Insurance is a top insurer based on net written premium, and we have more than 2,200 employees.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1982-02-12IPO
Leadership Team
Matthew Spackman
SVP-Chief Human Resources Officer
P
Philip Lucca
Retired
Recent News
Corridor Business Journal
2025-06-28
2024-04-11
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