Asset and Credit Operations Examiner II jobs in United States
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CoBank · 8 hours ago

Asset and Credit Operations Examiner II

CoBank is a cooperative bank serving vital industries across rural America, and they are seeking an Asset and Credit Operations Examiner II. The role involves conducting credit quality reviews, serving as the Examiner-in-Charge for loan portfolios, and preparing reports for senior management while analyzing financial statements and credit documentation.

Banking
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Responsibilities

Identifies and completes continued education requirements, in line with Asset Review guidelines, as well as specific training opportunities developing leadership skills or specific credit expertise
Leads the initial risk assessment activity for loan portfolios within the Bank and at District Associations including, but not limited to, summarizing key risk factors from the review of regulatory and portfolio reporting as well as identifying key control areas to be tested during review activity
Schedules and coordinates review activity as the Examiner-in-Charge for assigned portfolios with the Bank and within District Associations as well as other finance companies as applicable. Ensures that activities meet the timeliness objectives of Asset Review guidelines, while managing the relationship to ensure minimum disruption to business operations
Conducts ongoing credit, credit operations and documentation reviews for all portfolios covered by the Asset Review division to ensure completion of the annual Asset Review plan, as developed by the VP of Asset Review. Review activities include an assessment of promissory notes pledged as collateral to ensure that notes are appropriately reported for quality and meet the underwriting standards and servicing requirements specified in the loan agreements
Assures development of a coordinated and complete set of work-papers, documenting the results of the analysis of reviewed portfolios according to Asset Review guidelines
Serves as the Examiner-in-Charge for assigned portfolios including, but not limited to, the development of review activity plans, coordination of credit and operations reviews, performing quality control assessments on review activity, and reporting material findings
Summarizes findings related to credit classification and administration, and capital and loan loss provision adequacy for presentation to Bank senior management, District Association management, boards of directors and regulatory agencies
Prepares trip reports on activities reviewed for submission to management
Participates in Asset Review planning and budgeting activities
Shares knowledge of established review programs to team members and the Risk Management Group, as applicable, to ensure consistent application of risk rating and performance classification methodology
Provides consultative services to District Association customers on control and credit activities as well as lending and administrative guideline development on a periodic basis, as requested

Qualification

Credit analysisLoan portfolio managementRisk assessmentCredit administrationFinancial statement analysisConsultative servicesLeadership skills

Required

Bachelor's Degree required
7 years of experience in credit and lending, with significant exposure and knowledge of credits similar to the Bank's portfolio, preferably in agribusiness; or four or more years in credit administration examination activities, preferably of credits similar to the Bank's portfolio or in the agribusiness area

Benefits

Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
Competitive Compensation & Incentive
Hybrid work model: flexible arrangements for most positions
Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
Robust associate training and development with CoBank University
Tuition reimbursement for higher education up to $10k per year
Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
Associate Resource Groups: creating a culture of respect and inclusion
Recognize a fellow associate through our GEM awards

Company

CoBank is a leading cooperative bank serving agribusinesses and rural infrastructure providers throughout the U.S.

Funding

Current Stage
Late Stage

Leadership Team

A
Andrew Jacob
Chief Operating Officer
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