theLender · 18 hours ago
Credit Policy Manager
Lake Forest, CA
Full-time
Hybrid
Mid, Senior Level
$120K/yr - $150K/yr
3+ years exptheLender is seeking a Credit Policy Manager who will report to the Vice President of Credit Policy and support the company’s growth and evolving credit needs. This role involves executing and maintaining credit policies across various products, ensuring accurate communication of credit guidance, and supporting project management initiatives within the Credit Policy Department.
ConstructionConsultingReal Estate
Hiring Manager
Mary A.
Responsibilities
Execute review, updating, and maintenance of credit policies, matrices, and guidelines across Agency and Non-Agency products
Draft policy updates under direction of Credit Policy leadership
Support clarification needs to promote consistent application of credit guidance across the organization
Maintain version control, effective dating, and documentation integrity of credit policy materials
Support organization, tracking, and progression of Credit Policy initiatives to ensure timely execution and visibility
Identify and escalate material policy questions or risks to Credit Policy leadership as appropriate
Monitor, interpret, and summarize Agency and Non-Agency policy updates
Draft internal credit guidance reflecting Agency and Non-Agency changes for review and approval
Support timely implementation and companywide communication of credit policy updates
Develop and maintain clarifications and reference materials to support consistent application of credit guidance
Maintain strong working knowledge of Agency and Non-Agency products; Non-QM experience preferred
Support Credit Policy participation in new product development and product changes from initiation through implementation
Coordinate Credit Policy deliverables to support product readiness prior to launch
Partner cross-functionally to gather requirements and track approvals
Track Credit Policy deliverables and milestones to support timely product readiness
Ensure published credit policies, matrices, and guidelines are accurate, current, and aligned with approved Credit Policy
Review and validate credit content prior to and after publication on internal platforms and external websites
Support readiness of credit policies, matrices, and guidelines for centralized access and future intranet publication
Qualification
Required
3–6+ years of mortgage lending experience with exposure to credit policy, underwriting, credit risk, and/or product development
Strong working knowledge of Agency and Non-QM lending guidelines
Demonstrated ability to manage multiple initiatives independently
Strong written communication skills with experience drafting clear credit guidance
Experience working cross-functionally in a fast-paced environment
Proficient with Encompass or similar LOS platforms
Preferred
Non-QM experience preferred
Company
theLender
TheLender is a real estate company that delivers customer-centric solutions to help clients realize their dreams.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
James Shea
Chief Technology Officer
Alan Vidal
Chief Compliance Officer
Recent News
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