SmartBank · 12 hours ago
Relationship Manager
Pensacola, FL
Full-time
Onsite
Senior Level
5+ years expSmartBank is a financial institution seeking a Relationship Manager to develop new customer prospects and manage loan applications. The role involves financial analysis, monitoring profitability of relationships, and communicating with clients regarding loan requests and approvals.
BankingFinancial ServicesService Industry
Responsibilities
Upholding SmartBank Core Values and Core Purpose
Developing new customer prospects and business for the financial institution
Completing each loan application and all pre-processing functions in a timely manner. Gathers related financial and general business information, performs financial analyses needed to make credit decisions, participates in team credit decisions and communicates with prospects and customers to close sales
Screening loan request based on financial institution policies and on types of loans offered by the institution. Orders appraisals, credit reports, background checks, reference checks and other information as needed on loan applicants
Responsible to monitor overall profitability of relationships and negotiates terms, fees, and structures to the mutual benefit of the client and SmartBank
Evaluating potential customer loan requests and makes loan recommendations to management. Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary
Communicating complex approvals or denials to the borrower. Promotes and participates in the financial institution’s special credit programs and other CRA programs
Qualification
Required
High School Diploma required
Minimum of 5 years experience in banking or sales lending field
Preferred
Bachelor's degree business, finance or management preferred
RMA – Credit Risk Certification preferred
Graduate School of Banking preferred
TBA Lending Schools – Commercial Lending preferred
Benefits
Comprehensive benefits- medical, dental, vision, life, and disability insurance
Matching 401(k)
Generous paid time off (PTO)
SmartFlex Days
Up to 11 Paid Company Holidays
Incentive Program
Mental Health Benefits Including 8 free sessions with a coach or certified professional
Tuition Reimbursement
Community Involvement Opportunities
Company apparel provided at no cost
Company
SmartBank
SmartBank is committed to offering the most efficient, effective, and secure way of delivering your financial information. It is a sub-organization of SmartFinancial.
201-500 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2014-04-08IPO
Leadership Team
Billy Carroll
President & CEO
Brad Place
Chief Technology Officer
Recent News
2025-11-04
MarketScreener
2025-10-22
2025-10-22
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