Compeer Financial · 6 hours ago
Sr. Credit Officer Wholesale
Bloomington, IL
Full-time
Hybrid
Mid, Senior Level
$94K/yr - $143K/yr
6+ years expCompeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin, dedicated to providing financial services that support agriculture and rural communities. The Sr. Credit Officer Wholesale analyzes credit requests, makes loan servicing decisions, and performs essential credit duties while collaborating with various teams to ensure sound credit administration.
FinanceFinancial ServicesRentalRisk Management
No H1B
Responsibilities
Analyzes financial and supporting documentation submitted for formal and informal lending and servicing requests
Identifies, communicates, and assists in the collection of financial information required to process lending and servicing requests
Makes recommendations and/or approves under delegated authority loans and establishes appropriate terms and structures to manage risk and maintain sound credit administration
Maintains and monitors financial, collateral and loan information in the lending systems
Constructs credit narratives for internal and external review
Provides financial solutions to ag-related loans
Works closely with Relationship Managers to appropriately structure new and existing client loans
Works closely with originating banks through the loan process to assist them with processes, credit related issues and loan structures
Participates in client meetings with Financial Officers to enhance client relationships
Works closely with Financial Officers to assist in balancing credit risk with loan growth
Provides exceptional service to client
Provides guidance and is a resource for structuring credit packages
Monitors the performance of clients and works directly with Sales and Risk Asset Unit to develop servicing plans
Services internal and external clients by supporting team members and processing loan requests, loan servicing requests, and other credit
Processes, underwrites and approves service requests on existing loans already booked
Responds timely to internal and external audit requests regarding designated account information
Enters balance sheets and earnings statements into spreading tool
Generates post close balance sheets and projections for analysis
Completes annual reviews in a timely manner
Updates service plans as needed
Continues to learn new processes and responsibilities for monitoring loans and performance
Works on special projects including new loan programs and internal process evaluation
Participates in ongoing special projects to improve service to the client as well as credit administration
Serves as a resource/mentor to lending and team members in training regarding financial information, policies, procedures, and credit related matters
Works closely with credit and sales leaders to determine appropriate training opportunities
Builds and maintains knowledge and skills as an industry resource by continuing to attend meetings, seminars, conferences and tradeshows for industries financed by the bank
Participates in industry updates and webinars to stay up-to-date on market changes and other industry news
Meets with originators to learn about their territory and industry needs
Visits larger site operations to complete character assessments to better understand their setup
Qualification
Required
Bachelor's degree in ag business, finance, economics or related field or an equivalent combination of education and experience sufficient to perform the essential functions of the job
6-8 years of experience in a financial institution
Knowledge of federal and state (Illinois, Minnesota, and Wisconsin) laws, regulations and compliance requirements specific to the financial industry and Farm Credit
Advanced knowledge of agricultural businesses and operations, crop insurance and livestock industries and associated production practices
Thorough knowledge of loan products, services and credit operations
In-depth understanding of credit processing and servicing activities, accounting principles and practices, credit analysis, credit administration, monitoring and portfolio management
Advanced interpersonal, collaboration, communication, team building, problem solving, analytical, organizational, and time management skills
Strong computer skills, including MS Office applications, customer relationship management (CRM) programs, internal underwriting and database systems
Strong analytical skills with attention to detail
Flexible and adaptable to changing situations
Ability to work independently and collaboratively with other teams to achieve goals and represent the business
Valid driver's license
Benefits
Hybrid model – up to 50% work from home
Flexible schedules including ample flexibility in the summer months
Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match)
Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP
Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off
Learning and development programs
Mentorship programs
Cross-functional committee opportunities (i.e. Inclusion Council, emerging professional groups, etc.)
Professional membership/certification reimbursement and more!
Company
Compeer Financial
Compeer Financial offers loan, rental, risk management, and other financial services to 144 counties in Illinois, Minnesota, and Wisconsin.
1001-5000 employees
Funding
Current Stage
Late StageTotal Funding
$300M2025-11-20Undisclosed· $300M
Leadership Team
Jase Wagner
Chief Executive Officer
Jim Roberge
Chief Diversified Markets Officer
Recent News
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