iShare Inc. · 5 hours ago
Credit Risk Strategist
NYC Metro Area
Full-time
Onsite
Senior Level
5+ years expiShare Inc. is seeking a Credit Risk Strategist to contribute to the development and validation of underwriting models and support policy design for credit strategies. The role involves optimizing risk/return tradeoffs, establishing reporting frameworks, and collaborating with cross-functional teams to ensure alignment with business goals.
AdviceBusiness IntelligenceInformation Technology
Hiring Manager
Ankur Kumar Saxena
Responsibilities
Contribute to development and validation of underwriting models, including data preparation, feature engineering, and performance benchmarking
Support policy design for credit, fraud, pricing, and digital pre-qualification strategies
Work on line assignment and credit line increase strategies, optimizing risk/return tradeoffs and supporting income capture initiatives
Assist in graduation and product upgrade strategies for profitable base (like engaged, low-risk customers)
Support the design of risk appetite frameworks, concentration limits, and program guardrails
Help establish reporting, monitoring dashboards, success metrics, and participate in industry benchmarking
Collaborate with cross-functional teams to ensure strategies are aligned with business goals, compliant with policies, and scalable
Drive innovation by testing new data sources, exploring A/B testing approaches, and refining strategies through continuous learning
Qualification
Required
Bachelor's degree in Business, Finance, Statistics, Mathematics, Engineering, or related field
5+ years of experience in credit risk analytics, modeling, or strategy within banking, fintech, or consulting
Strong knowledge of the credit lifecycle (underwriting, line assignment, CLI, monitoring, risk appetite)
Proficiency in SQL and SAS
Experience with statistical modeling, segmentation, regression, and hyperparameter optimization
Preferred
Master's degree in Business, Finance, Statistics, Mathematics, Engineering, or related field
Exposure to Python /Tableau or other analytical tools
Company
iShare Inc.
iShare is a NJ-based boutique IT consulting firm that offers strategic advisory, development, and staffing services designed for specific verticals: Chemicals/Manufacturing (general & specialty chemical product manufacturers), Pharma & Healthcare (hospitals, clinics, labs), Software (data visualization, HR, risk management), and Professional Services (HR firms, architects, doctors) industries.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Ankur Kumar Saxena
CEO
Company data provided by crunchbase