Community Choice Credit Union · 1 day ago
Mortgage Underwriter
Des Moines, IA
Full-time
Onsite
Entry, Mid Level
$96K/yr - $106K/yr
2+ years expCommunity Choice Credit Union is seeking a Mortgage Underwriter to play a key role in mortgage lending operations. This role involves analyzing loan applications for quality and compliance, evaluating borrower eligibility, and collaborating with internal partners to ensure timely lending decisions.
BankingFinancial ServicesPersonal Finance
Responsibilities
Loan Review & Analysis: Review and analyze loan applications and supporting documentation to determine borrower eligibility. Verify income, assets, employment, and credit history in accordance with guidelines and regulations. Assess risk factors to support informed underwriting decisions
Property & Project Evaluation: Evaluate property appraisals to ensure compliance with secondary market requirements. Review condominium project documentation to very eligibility with investor guidelines
Compliance & Documentation: Maintain accurate and detailed loan records in compliance with credit union policies, regulatory requirements, and audit standards. Ensure underwriting practices align with internal controls and secondary market guidelines
Member & Partner Service: Partner with Sr. Underwriter to review and resolve complex loan scenarios. Work closely with loan officers and internal teams to ensure accurate, timely loan processing. Provide excellent customer service by addressing inquiries from loan officers. Support a positive member experience by ensuring underwriting decisions are timely, professional, and clear
Qualification
Required
2-3 years of mortgage underwriting experience with Conventional, FHA, VA, and USDA loans
Strong analytical skills and attention to detail
Comfortable working fully onsite in a fast-paced environment
Preferred
Familiarity with FHA Direct Endorsement (DE) or VA LAPP is a bonus but not required
Benefits
Health benefits
Generous 401K matching program
Maternity & parental leave
Flexible time off
And more
Company
Community Choice Credit Union
Community Choice Credit Union provides savings and checking accounts, loans, credit cards, digital banking, and other financial services.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Josh Cook
President/CEO
Erik Sorensen
Chief Financial Officer
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