Retail Loan Processor jobs in United States
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F&M Bank - Archbold, OH · 4 hours ago

Retail Loan Processor

F&M Bank is seeking a Retail Loan Processor to join their team, known for establishing lasting relationships with customers. The role involves processing loan documents accurately, ensuring compliance with regulatory guidelines, and providing exceptional customer service throughout the loan process.

BankingFinancial Services

Responsibilities

Utilize sales training skills to provide outstanding customer service
Track all loans entered in the Loan Origination System to ensure the Loan Estimate and other early disclosures are disclosed within the regulatory guidelines that are required within 3 business days
Exercise sound judgement in reviewing loan files
Complete the initial review of home loan applications ensuring information meets loan policy, loan program and compliance guidelines
Set initial review conditions in the electronic filing system for documentation needed to support the application
Complete rate lock requests within secondary market. Verify rate with current product & pricing
Process redisclosures of loan application as needed following regulatory guidelines
Order and track required documentation on loan files. Including, but not limited to, appraisals, flood determinations, title work, homeowner’s insurance, VOEs and VODs Request F&M employee orders following proper channels
Verify title work and flood information for accuracy as needed to support the loan application
Act as liaison between the customer, home loan originator, realtor, title company, and other vendors to gather needed information to complete loan file
Update realtor and HLO weekly on progress to ensure contract closing dates are met
Represent F&M professionally in all dealings with customers, realtors, and other vendors to strengthen our brand in the communities we serve
Monitor loan files for denials, withdraws or counteroffers
Maintain strict confidentiality regarding customer’s personal and financial information
Attend meetings and training sessions as requested
Comply and satisfactorily pass tests for bank policy and regulatory compliance that apply to position

Qualification

Loan Origination SystemMortgage regulationsBanking experienceCustomer serviceAttention to detailModerate math skillsComputer skillsCommunication skillsTime-management skills

Required

Associate degree in business or 2 years' experience in banking and/or training; or equivalent combination of education and experience
1-2 years of experience working in a Loan Origination System or similar banking system. Encompass experience a plus
Experience with mortgage regulations
Previous experience working with documentation in a heavily regulated environment
Moderate math and computer skills
Excellent communication, customer service, precise work and time-management skills
Ability to pass a background check
Strong dedication to accuracy and efficiency
Valid Driver's License

Company

F&M Bank - Archbold, OH

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Founded in 1897 in Archbold, Ohio, F&M Bank has been a stable financial institution for our communities.

Funding

Current Stage
Public Company
Total Funding
$0.35M
2013-04-09Post Ipo Equity· $0.35M
2004-11-23IPO

Leadership Team

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Andrew Briggs
Chairman
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Company data provided by crunchbase