Apply on Employer Site

First Community Credit Union · 6 hours ago

Mortgage Underwriter - Fargo

Fargo, ND, USA

Full-time

Onsite

Mid Level

3+ years exp

First Community Credit Union is the largest credit union in the region with a mission to strengthen communities. The Mortgage Underwriter is responsible for evaluating and underwriting residential mortgage loan requests, ensuring compliance with Credit Union policies and regulatory requirements while providing a smooth lending experience for members.

Financial ServicesInternetVenture Capital

Responsibilities

Review and underwrite mortgage loan files in a timely manner to ensure compliance with credit union policies, loan program guidelines, and regulatory requirements

Analyze borrower credit, income, assets, appraisals, and supporting documentation to determine loan eligibility and risk

Communicate underwriting decisions clearly and professionally, providing conditions and guidance to lending staff as needed

Ensure accuracy and completeness of loan documentation, including insurance, title work, and legal descriptions, prior to closing

Submit and manage loan files through automated underwriting systems and secondary market or agency programs (e.g., USDA, NDHFA)

Maintain strong working knowledge of mortgage loan products, underwriting standards, and regulatory requirements while supporting internal teams and member service

Qualification

Mortgage lendingUnderwritingRegulatory complianceAnalytical skillsMathematical calculationsCommunication skillsDetail-oriented

Required

Bachelor's degree in business or related field or comparable work experience

Three years' experience with mortgage lending, processing, or underwriting

Comprehensive knowledge of federal and state regulations and laws as they pertain to mortgage lending

Ability to communicate, both written and verbal

Detail-oriented and able to prepare clear and concise reports

Perform mathematical calculations and work accurately with numbers

Benefits

11 paid federal holidays

401k match

Fully paid single medical

Dental and vision

Company

First Community Credit Union

First Community Credit Union is a free online banking service provider providing secure access to loans in Chesterfield,Missouri

Founded in 1939

Jamestown, North Dakota, USA

201-500 employees

http://myfccu.com

Funding

Current Stage

Growth Stage

Leadership Team

Sean Rinkenberger

Chief Financial Officer

Craig Grundstrom

Chief Development Officer

Recent News

Business Wire

First Community Credit Union Selects the Fiserv award-winning DNA Platform to Stay on Cutting Edge of Banking Technology

2025-03-01

Company data provided by crunchbase