DS Technologies Inc · 14 hours ago
Credit Risk Analytics & Strategy
United States
Full-time
Remote
Mid Level
$50/hr - $50/hr
3+ years expDS Technologies Inc is a company that provides innovative, transformative IT services and solutions. The role focuses on identifying, assessing, and monitoring credit risk across the lending portfolio, collaborating with various stakeholders to develop and implement credit risk strategies and policies.
Information Technology & Services
Responsibilities
Credit Risk Monitoring: Continuously monitor risk exposures, identify and escalate potential credit risk issues to senior management and the risk committee to ensure timely mitigation
Credit Risk Strategy Development: Develop, maintain, update & implement credit risk policies, procedures, and guidelines to ensure alignment with regulatory requirements and industry best practices
Credit Risk Modelling: Develop, maintain, and validate credit risk models to estimate potential losses and predict credit risk. Collaborate with data scientists and analysts to integrate credit risk models with other risk models
Stakeholder Management: Inform and advise senior management, business units, and stakeholders on credit risk, and provide training on credit risk management and policies
Data Analysis and Reporting: Analyze large datasets to identify credit risk trends, and present findings to senior management using SQL, Python, and data-driven insights, providing clear and compelling recommendations
Credit Risk Assessment: Analyze and evaluate creditworthiness of customers, counterparties, and transactions to identify potential credit risks. Conduct thorough credit reviews, including financial statement analysis, industry research, and market trends
Regulatory Compliance: Ensure compliance with credit risk regulations, such as Basel II/III, Dodd-Frank, and other applicable laws and regulations. Collaborate with regulatory teams to respond to regulatory inquiries and examinations
Qualification
Required
Bachelor's degree in finance, Economics, Data Science, Engineering or a related field; master's degree preferred
Minimum of 3-4 years of experience in credit card analytics, with a focus in at least one of the following areas - Credit risk/Collection/Recoveries Analytics
Proficient in SQL and Python; experience with data visualization tools (e.g., Tableau, Power BI) is a plus
Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions
Strong communication and presentation skills, with the ability to convey technical information to non-technical stakeholders
Proven ability to work collaboratively in a fast-paced, team-oriented environment
Company
DS Technologies Inc
DS Technologies Inc - SUCCESS IS OUR DUTY At DS Technologies, we’re more than just a technology provider – we’re your strategic partner in navigating the digital revolution.
51-200 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase