Ascend · 8 hours ago
Compliance & Risk Analyst
San Francisco, California
Full-time
Onsite
Mid Level
3+ years expAscend is transforming the global insurance industry by combining AI automation with embedded fintech. The Compliance & Risk Analyst will help maintain and scale Ascend’s compliance program, managing compliance reporting, documentation, training, and risk operations while collaborating with various teams.
FinanceFinTechInsuranceInsurTechSoftware
Responsibilities
Review core compliance policies and procedures (AML/CFT, Transaction Monitoring, Complaints, Red Flags)
Shadow the Compliance team to learn daily workflows and escalation paths
Get access to all compliance systems, tools, and reporting infrastructure
Review the last 3 months of compliance reporting (Board decks, UAR logs, quarterly reports)
Meet key stakeholders across Sales, Operations, Product Support, and Engineering
Identify documentation gaps and quick wins for self-serve compliance resources
Take ownership of recurring compliance reporting (complaints, monitoring, issues, fraud, AML)
Lead weekly Red Flags reviews independently
Execute end-to-end KYC/KYB reviews using third-party compliance tools
Manage escalations for flagged customers, transactions, or accounts
Begin tracking compliance metrics (review volumes, turnaround times, alert trends)
Document and standardize SOPs to ensure clear audit trails
Build the foundation of Ascend’s compliance wiki with initial articles and templates
Fully own Ascend’s monthly transaction monitoring and compliance reporting cycle
Lead periodic customer and partner risk reviews, including EDD and risk tiering
Manage vendor relationships tied to transaction monitoring and risk tooling
Implement AI-assisted systems to support regulatory change tracking
Support audit preparation, evidence compilation, and exam readiness
Propose operational improvements that strengthen risk mitigation while staying pragmatic
Qualification
Required
3+ years of experience in fintech or insurtech compliance operations
Direct experience with BSA/AML, transaction monitoring, and KYC/KYB workflows
Familiarity with frameworks and partners such as FFIEC, FDIC, NACHA, and FinCEN
Ability to audit processes and translate findings into clear recommendations
Comfort operating independently in a fast-moving startup environment
Strong written communication and comfort challenging the status quo constructively
Preferred
Series A/B preferred
CAMS or similar certification is a plus
Experience with Stripe, Middesk, or similar fintech tooling is a plus
Benefits
Competitive base salary and meaningful equity
100% health premiums covered for you and your dependents
401k with employer matching options
Unlimited PTO
Monthly company-paid commuter benefit options
Parental and family leave
Lunch provided when in office
Dog-friendly office!
Company
Ascend
Ascend is a developer of an insurance payments platform that offers automated payments in financing, collections, and payables.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$285.5MKey Investors
Index VenturesFirst Round Capital
2022-01-27Series A· $30M
2022-01-27Debt Financing· $250M
2021-09-15Seed· $5.5M
Leadership Team
Andrew Wynn
Co-Founder & Co-CEO
Recent News
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2026-01-22
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