Tri Counties Bank · 7 hours ago
Deposit Fraud Risk Analyst
Chico, CA
Full-time
Onsite
Mid Level
$20.50/hr - $23/hr
3+ years expTri Counties Bank is a community-focused financial institution dedicated to providing exceptional service throughout California. They are seeking a Deposit Fraud Risk Analyst responsible for monitoring, verifying, and reconciling imaged deposits to ensure compliance and prevent fraudulent activities.
BankingFinanceFinancial Services
Responsibilities
Has developed expertise and skills through considerable work experience
Reporting to the Deposit Clearing Manager. Ability to work within established procedures with a minimal degree of supervision
Fully knowledgeable on the day-to-day activities
Carries out the task of investigating potential deposit fraud on imaged deposit product which includes consumer and business accounts. Follows department deposit review procedures reviewing each fraud risk element
Responsible for verifying signatures for on-us check images for deposit and HELOC accounts within Fiserv software. Review can consist of signature verification, duplicate check numbers, check numbers out of range and amount out of range
Responsible for reviewing all large dollar on-us checks, validation of each risk elements as defined in the department procedures. If validation requires assistance from the branch forwards an e-mail assistance request and follows for response
Reviews daily report of excessive mobile deposit, researching accounts and investigates any potential fraud
Completes a next day review of a random number of business remote deposits. Review consists of suspicious items, including potential altered checks, altered payees, duplicates, third party checks, legal and written amounts agree and any suspicious issuers
Must work in multiple systems at once, expert at navigating tools, websites etc
Provides prompt efficient and professional service to branches and departments
Ability to complete assignments/tasks with attention to detail and high degree of accuracy
Adhere to and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.)
Adhere to Bank policies and procedures
Maintains a current understanding of Bank policies and procedures in compliance with all federal and state laws, including but not limited to Bank Secrecy Act (SARs, CIP, OFAC), Information Security (GLBA), Identity Theft Red Flags, Financial Elder Abuse Reporting, and any other applicable regulations that may be specific to your job duties
Participates in improving and updating department procedures and processes, as necessary
Assists in training team members when necessary
Ability to multi-task and work in fast-paced, high-volume environment
Ability to make decisions quickly and accurately and handle multiple tasks simultaneously
Ability to work flexible work schedule
Maintains a current understanding of Bank procedures and policies
Perform other duties as assigned
Qualification
Required
High school diploma or GED required
3 + years prior banking experience
1-year prior risk monitoring and control experience
Excel and Word experience
Detail oriented
Excellent organizational skills to prioritize work on multiple projects
Ability to utilize personal computers and Windows driven programs
Preferred
undergraduate degree preferred
Benefits
Fantastic, comprehensive benefits
Incentive opportunities
Company
Tri Counties Bank
Tri Counties Bank provides financial services and mobile banking access.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1993-04-19IPO
Leadership Team
Angela Rudd
SVP Chief Risk Officer
Bret Funderburgh
SVP, Deputy Chief Credit Officer
Recent News
MarketScreener
2025-10-24
2025-10-23
Company data provided by crunchbase