First Bank & Trust Co. · 10 hours ago
Credit Analyst I
Norman, OK
Full-time
Onsite
Entry Level
1+ years expFirst Bank & Trust Co. is focused on providing excellent banking services, and they are seeking a Credit Analyst I to analyze financial documentation and support informed credit decisions. This role involves working closely with supervisors and lenders to assess loan proposals and ensure adherence to banking regulations and underwriting standards.
Financial Services
Responsibilities
Analyze financial documentation for new and renewed loans, including financial statements, tax returns, profit and loss statements, and credit bureau reports
Will generally focus on smaller, less complex credits
Provide ratio, trend and cash flow analysis as needed. Prepare borrower analysis reports for Loan Officers and Loan Committees in a timely manner
Work closely with Credit Analyst Supervisor and Lenders to insure informed credit decisions on loan proposals
Work closely with Credit Analyst Supervisor, Loan Review Officer, and Loan Administration to ensure banking regulations, loan policies, and adequate underwriting standards are being followed on credits analyzed
Recognize the characteristics of a problem loan and report to Loan Review Officer
Assist Credit Analyst Supervisor and Loan Review Officer with monthly and quarterly reports as needed
Must be able to meet attendance and punctuality standards
Effectively work and cooperate with lenders, supervisors, and co-workers
Other duties as assigned
Qualification
Required
Bachelor's Degree in Accounting, Finance, Business, Economics or related field is required
1-2 years' relevant experience preferred
Proficient computer, 10 key, and typing skills
Strong proficiency in PC applications including Windows, MS Word, MS Excel
Ability to maintain a high degree of confidentiality
Strong verbal and written communication skills
Strong team building and interpersonal skills: able to work well with a wide range of people
Strong organizational and time management skills
Demonstrate dependability through good attendance and adherence to timelines and schedules
Strong follow through on projects and deliverables
Strong analytical skills
Strong problem-solving skills
Demonstrate resourcefulness and ability to take initiative in development and completion of projects
Strong sense of customer service
Preferred
1-2 years' relevant experience preferred
Previous banking experience in credit analysis, loan review, or lending related area is preferred
Experience in Jack Henry bank software a plus
Company
First Bank & Trust Co.
The Mission of First Bank & Trust Co. is to: -Exceed expectations through Service Excellence.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Robert Petersen
Chief Executive Officer / President
Melanie Martin
Executive Vice President & Chief Financial Officer
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