BankIn Minnesota · 12 hours ago
Branch Manager/Ag Loan Officer
Security Bank has an opportunity for a Branch Manager/Ag Loan Officer to join our team in Heron Lake, Minnesota. This position will be responsible for handling the day-to-day management of the bank and team members while achieving the bank’s goals and building strong community relationships.
BankingCustomer ServiceFinancial ServicesNon Profit
Responsibilities
Support the banks strong relationship banking culture through ongoing client contact, high-quality client service and product knowledge
Ensures that the branch achieves budgeted performance for earnings, asset quality, and growth in deposits, and non-interest income
Develop and execute strategies to increase branch profitability of the bank
Manage loan portfolios and process both large and complex loans based on loan policies and procedures, which may include assisting with underwriting and execution of loans
Negotiate rates and terms of loans with clients and management within set guidelines
Develop new business by contacting prospects while making sound decisions and exhibiting good credit judgment
Maintains a working knowledge of State and Federal banking regulations and enforces branch compliance with applicable regulations, laws, and guidelines
Lead the branch team and develop an atmosphere of teamwork, open communication, unity and actively mentor staff
Build long-term relationships with colleagues, clients, vendors, stakeholders and participate in community networking groups
Qualification
Required
Bachelor's degree in Business, Finance, Accounting, or related field
Minimum of ten years' experience in agricultural lending
Strong understanding of financial statements
Knowledge of loan policies and regulations
Strong written and verbal communication skills
Perform job accountabilities with high level of accuracy and timeliness
Proficient with banking and financial software programs
Strong initiative and ability to work independently or in a team setting
Ability to build relationships and provide exceptional customer service
Demonstrate professionalism in working with the community and all levels of management
Ability to maintain discretion and confidentiality
Company
BankIn Minnesota
BankIn Minnesota provides members with the resources and advocacy they need to remain independent, effectively compete in the financial industry, grow their banks, and positively impact the economy in their local communities.