Mortgage Loan Officer Support – Member Direct jobs in United States
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BECU · 11 hours ago

Mortgage Loan Officer Support – Member Direct

BECU is a purpose-driven financial institution committed to serving its members and communities. As a Mortgage Loan Officer Support, you will assist Loan Officers in ensuring smooth processing of mortgage applications, enhancing the member experience throughout their homeownership journey.

Banking

Responsibilities

Build and apply a strong working knowledge of mortgage loan systems, underwriting, processing, tracking tools, and BECU’s mortgage lending website to support seamless origination
Re-key mortgage loans as needed, review applications and documentation for completeness, and ensure high-quality files by updating records, collaborating with Loan Officers, and connecting with members or partners to gather missing information
Review Notices of Incomplete Application (NOIA) and approval conditions, assisting in securing required documentation to keep loans moving efficiently through the pipeline
Monitor Loan Officer inboxes for incoming documentation and correspondence, following up with members on outstanding application deposits and required items
Lock loans in accordance with BECU policies when Loan Officers are unavailable, while maintaining in-depth knowledge of mortgage products, forms, and documentation requirements
Serve as a backup point of contact for all parties involved in the loan—from application through closing—ensuring continuity and clarity throughout the process
Respond to member questions and requests promptly, helping set clear expectations and providing guidance at every stage of the mortgage journey
Partner with Mortgage Fulfillment, Support, and Loan Servicing teams to resolve issues during application, processing, and post-closing when Loan Officers are unavailable
Proactively track and follow up on outstanding documents and loan conditions to support timely closings
Maintain current knowledge of federal and state regulations governing credit union lending, with a focus on first mortgage loans and additional awareness of home equity lending
Take on additional responsibilities as assigned, contributing to shared goals and operational excellence

Qualification

Mortgage systems expertiseLoan processing knowledgeRegulatory compliance knowledgeCustomer service experienceSales experienceFHAVAJumbo productsMath skillsIncome analysis abilityLoan application evaluationVerbal communication skillsWritten communication skills

Required

High school diploma or equivalent
3 years of lending sales, processing or underwriting experience, including experience with conventional mortgage products
3 years of sales experience
Comply with SAFE Act legislation, which requires annual registration as a Mortgage Loan Originator (MLO)

Preferred

Bachelor's degree
Experience with FHA, VA and jumbo mortgage products
Previous customer service experience
Proficient verbal and written skills communication skills
Proficient math skills, with a high degree of accuracy
Ability to evaluate loan applications and support documentation
Ability to perform income analysis, including the ability to analyze complex tax returns, including corporate, partnerships, and sub-s corporations
Demonstrated knowledge of conventional and/or government lending guidelines
Demonstrated knowledge of mortgage processing, underwriting and closing procedures
Demonstrated knowledge of regulatory compliance

Benefits

401(k) Company Match (up to 3%)
4% annual contribution to your 401(k) by BECU
Medical, Dental and Vision (family contributions as well)
PTO Program + Exchange Program
Tuition Reimbursement Program
BECU Cares volunteer time off + donation match

Company

As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions.

Funding

Current Stage
Late Stage

Leadership Team

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Nathan Ramachandran
EVP - CTO
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Ivan Seda, CFA, CPA
Deputy Chief Financial Officer
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