First State Bank · 7 hours ago
Mortgage Loan Originator – Bilingual (Spanish)
First State Bank is seeking an experienced Mortgage Loan Originator (MLO) who is bilingual in English and Spanish to join their successful lending team. The role involves developing mortgage lending relationships, assisting applicants through the loan process, and ensuring compliance with lending regulations.
BankingFinanceFinancial Services
Responsibilities
Build and maintain referral networks through relationships with customers, real estate professionals, and community partners
Deliver high-quality customer service throughout the mortgage application and closing process
Interview applicants and complete loan applications, disclosures, and required documentation
Collect and review due diligence and supporting information for underwriting and loan closing
Respond promptly and professionally to customer inquiries using strong mortgage and general banking knowledge
Communicate clearly and effectively, both verbally and in writing, in English and Spanish
Adhere to Bank Loan Policy, procedures, and all applicable regulatory requirements
Qualification
Required
Bilingual proficiency in English and Spanish (verbal and written)
Prior banking experience with an emphasis in mortgage lending
Working knowledge of underwriting guidelines for FHLMC and FHLBI loan programs
Familiarity with applicable local, state, and federal regulations, including Truth in Lending and RESPA
Strong organizational skills with the ability to manage multiple priorities
Proficiency with standard office technology, including Microsoft Outlook, Word, Excel, and internet-based systems
Preferred
Bachelor's degree preferred, but not required with relevant experience
Benefits
$1.00 per hour bilingual pay differential for positions requiring regular use of Spanish language skills