Advisor Financing LLC · 5 hours ago
Credit Analyst
United States
Full-time
Remote
Mid, Senior Level
$70K/yr - $135K/yr
2+ years expAdvisor Financing LLC works with independent financial advisors and RIAs to provide financing solutions. The Credit Analyst will support deal execution by analyzing financials, preparing credit packages, and driving the underwriting process to closure.
AdviceDocument PreparationLendingWealth Management
Responsibilities
Underwriting & analysis
Analyze borrower and practice financials (tax returns, P&Ls, balance sheets, personal financial statements, revenue/assets under management reports)
Prepare Excel historical and pro forma models for both business and global debt coverage calculations (DSCR/FCCR), primarily for book of business acquisitions and internal ownership changes
Evaluate key credit drivers: revenue stability, client concentration, retention/transition risk, margins, liquidity, leverage, and contingent liabilities
Credit packaging
Prepare lender-ready deliverables: credit memo/summary, sources & uses, cash flow calculations, and supporting exhibits
Draft clean narrative write-ups explaining the deal, risks, mitigants, and structure (including ownership structure, debt structure, partner buy-ins, LOCs)
Process & execution
Coordinate document collection with clients and internal team; track outstanding items and follow up with urgency
Support lender Q&A during underwriting; organize responses and keep packages current
Assist with closing logistics: conditions, updated financials, insurance, entity docs, and post-close tracking
Qualification
Required
2–5+ years in credit analysis, commercial banking, underwriting, private credit, or leveraged finance
Strong working knowledge of cash flow lending concepts (DSCR, leverage, liquidity, debt schedules)
Strong working knowledge of financial statements and U.S. tax returns (personal + business)
Strong writing and communication (ability to simplify complexity)
Highly organized; thrives in a pipeline environment with multiple deals at once
Preferred
Familiarity with RIA/wealth management economics (AUM/revenue mix, payout grids, transition dynamics, valuation multiples)
Benefits
401(k)
401(k) matching
Competitive salary
Health insurance
Company
Advisor Financing LLC
https://advisorfinancingllc.com/ Advisor Financing LLC., provides Financial Advisors comprehensive consulting and lending solutions for Acquisition of another practice, Partner-Buyouts, and Debt Refinancing.
2-10 employees
Funding
Current Stage
Early StageLeadership Team
Troy Winegarner CFP®
CEO
Recent News
2025-05-07
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