Prodware Solutions · 8 hours ago
Credit Risk Strategist
Charlotte, NC
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expProdware Solutions is seeking a Credit Risk Strategist with extensive experience in consumer banking and credit risk management. The role involves developing and validating underwriting models, supporting policy design, and collaborating with cross-functional teams to align strategies with business goals.
ConsultingInformation TechnologyInternet of Things
Hiring Manager
Harish Kumar
Responsibilities
Contribute to development and validation of underwriting models, including data preparation, feature engineering, and performance benchmarking
Support policy design for credit, fraud, pricing, and digital pre-qualification strategies
Work on line assignment and credit line increase strategies, optimizing risk/return tradeoffs and supporting income capture initiatives
Assist in graduation and product upgrade strategies for profitable base (like engaged, low-risk customers)
Support the design of risk appetite frameworks, concentration limits, and program guardrails
Help establish reporting, monitoring dashboards, success metrics, and participate in industry benchmarking
Collaborate with cross-functional teams to ensure strategies are aligned with business goals, compliant with policies, and scalable
Drive innovation by testing new data sources, exploring A/B testing approaches, and refining strategies through continuous learning
Qualification
Required
Experience in consumer banking (preferably - credit card)
Credit Risk Management & Underwriting Strategy experience (Credit risk, Initial line assignment)
10+ years of experience with at least 7 years in credit risk strategy with managerial exposure
Bachelor's degree in Business, Finance, Statistics, Mathematics, Engineering, or related field
5+ years of experience in credit risk analytics, modeling, or strategy within banking, fintech, or consulting
Strong knowledge of the credit lifecycle (underwriting, line assignment, CLI, monitoring, risk appetite)
Proficiency in SQL and SAS
Experience with statistical modeling, segmentation, regression, and hyperparameter optimization
Preferred
Master's degree in Business, Finance, Statistics, Mathematics, Engineering, or related field
Exposure to Python /Tableau or other analytical tools
Company
Prodware Solutions
Prodware Solutions provides IT consulting services and oracle JD Edward solutions.
501-1000 employees
H1B Sponsorship
Prodware Solutions has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (14)
2024 (14)
2023 (9)
2022 (10)
2021 (15)
2020 (36)
Funding
Current Stage
Late StageLeadership Team
Abhinav Mittal
Co-Founder & EVP
Sohil Kothari
Founder and Managing Partner
Company data provided by crunchbase