Self Financial, Inc. · 3 hours ago
Senior Credit Strategy Data Analyst
United States
Full-time
Remote
Mid, Senior Level
$101K/yr - $150K/yr
5+ years expSelf Financial, Inc. is expanding its earned wage access offering and is seeking a Credit Strategy Data Analyst with strong analytical skills. This role focuses on designing and analyzing models and data-driven strategies to improve credit risk management for the EWA product.
Financial ServicesFinTechInternetPersonal Finance
Hiring Manager
Amy Kessler
Responsibilities
Support design and monitoring of EWA underwriting strategies and forecasting tools
Translate analytical findings into clear recommendations for credit policies
Support champion/challenger tests and experiment design for EWA risk strategies
Assist in designing exposure limits, eligibility rules, and verification checks
Query, clean, and analyze large bank transaction datasets using SQL and Python, or R/SAS)
Build dashboards, reports and durable data assets to track customer behavior and credit performance
Perform EDA, feature engineering, and data quality checks to drive trusted insights
Prepare model inputs, evaluate new data sources (including open-banking data), and track model performance
Analyze performance of underwriting strategies and identify opportunities to improve accuracy and reduce losses
Learn and introduce new analytical tools and techniques relevant to credit risk
Partner with Product, Engineering, Data Science, and Operations to implement updates to policies and decisioning logic
Support the coordination of initiatives with data suppliers
Package insights into crisp narratives and presentations for stakeholders
Qualification
Required
Degree in Engineering, Computer Science, Statistics, Economics, Finance, or related; or equivalent experience
5+ years of analytics/data science experience
2+ years of experience in consumer lending, fintech, or banking credit risk
Experience working with bank transaction data and other very large financial datasets
Proficiency in SQL and at least one analytical language (Python preferred; R or SAS acceptable)
Experience with visualization tools such as Tableau, Power BI, Looker; strong skills with Excel/Google spreadsheets
Exposure to experimentation design and tracking
Experience cleaning, joining, and analyzing large datasets in a cloud data warehouse environment (i.e. Snowflake, BigQuery, Redshift)
Strong analytical mindset and attention to data quality
Ability to translate data findings into clear recommendations
Curiosity, ownership mindset, and comfort working in a fast-moving environment
Collaborative approach and willingness to learn new data tools and risk frameworks
Preferred
Advanced degree is a plus
Subprime experience is a plus
Exposure to earned wage access, overdraft-alternatives, or cash-flow-based lending products is a strong plus
Experience with visualization tools such as Tableau is preferred
Familiarity with open-banking data supplier integrations is desirable (i.e. Plaid, MX, Finicity)
Company
Self Financial, Inc.
About Self Financial Self Financial is a credit-building platform that works to increase economic inclusion and financial resilience through easy-to-use products that make building credit accessible.
201-500 employees
H1B Sponsorship
Self Financial, Inc. has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (4)
2024 (1)
2023 (7)
2022 (5)
2021 (2)
2020 (2)
Funding
Current Stage
Late StageTotal Funding
$127.03MKey Investors
Altos VenturesMeritech Capital PartnersAltos Ventures,Conductive Ventures
2021-09-16Series E· $50M
2020-12-15Series D· $40M
2020-02-19Series C· $20M
Leadership Team
Sam Hernandez
VP of Finance
Chris LaConte
Chief Strategy Officer
Recent News
Business Insider
2025-11-27
Right Side Capital Management
2025-11-07
Self Financial, Inc.
2025-11-04
Company data provided by crunchbase