STCU · 11 hours ago
Home Loan Processor II
Liberty Lake, WA
Full-time
Hybrid
Mid Level
$26.26/hr - $36.76/hr
3+ years expSTCU is consistently rated as one of the top-performing credit unions in the nation and is recognized as one of Fortune Magazine’s Great Places to Work. The Home Loan Processor II is responsible for ensuring the accuracy and compliance of departmental operations, collaborating with teams and members to manage mortgage loan applications effectively.
CommunitiesNon ProfitWealth Management
Responsibilities
Under general supervision, prepare government backed mortgage loans such as FHA, VA, and USDA for initial underwriting submission by conducting a pre-underwriting review of the Uniform Residential Loan Application (URLA) and related documentation to ensure compliance with STCU's loan policies, complex investor guidelines, and product requirements
Ensure timely clearance of pre-closing conditions by independently managing applications, coordinating documentation, satisfying investor and regulatory requirements, and maintaining clear communication with members and internal/external stakeholders such as correspondent lenders, realtors, appraisers, title officers, and escrow officers while maintaining minimum quality and productivity standards
Ensure compliance with regulatory and investor standards by staying informed about the latest regulatory, policy, and procedural requirements related to home loans and ensuring all loan conditions within sign-off authority are accurately reviewed and satisfied in accordance with established guidelines
Promote a culture of continuous improvement by actively participating in daily process enhancement activities and encouraging team engagement through professional conduct. Support organizational and departmental initiatives to drive overall success
Safeguard the credit union's interests by ensuring compliance with all requirements established by the approving authority
Enhance member and staff confidence by demonstrating exceptional communication skills in written, verbal, and interpersonal interactions
Ensure compliance with service level agreements and standards by monitoring the assigned pipeline daily and following established procedures. Additionally, provide assistance to other team members as needed
Provide operational support to the Home Loan value stream by fostering strong member relationships and aligning efforts with the strategic goals of the department and organization
Demonstrate effective communication skills in both written and verbal forms. Collaborate well within diverse teams and work independently with minimal supervision
Uphold integrity and confidentiality with member information, fostering trust, respect, and cooperation among peers
Qualification
Required
High School diploma or equivalent required
A minimum of three years general mortgage lending experience with at least two years of mortgage processing experience required
Must be able to regularly talk, hear and operate a computer, keyboard and mouse and occasionally lift, pull/push and carry up to 10 pounds with accommodations
Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting
Exposure to high-stress, fast-paced, deadline-oriented environment
Preferred
Some college course work preferred
One year experience processing government backed mortgage loans such as FHA/VA/USDA loans preferred
Encompass experience preferred
Benefits
Paid time off plus 11 paid holidays!
Medical, dental, vision and life insurance
Training and career development
Success sharing plan
401(k) matching contributions
Tuition reimbursement
Company
STCU
STCU is consistently rated one of the top-performing credit unions in the nation and has been named one of Fortune Magazine’s Great Places to Work.
501-1000 employees
Funding
Current Stage
Late StageTotal Funding
$50M2022-05-09Debt Financing· $50M
Leadership Team
Ezra Eckhardt
President and CEO
Lindsey Myhre
Executive Vice President & CFO
Recent News
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