PNC · 8 hours ago
Data Scientist Sr - Deposit Fraud Analytics/Strategy
United States
Full-time
Remote
Mid, Senior Level
$65K/yr - $165K/yr
5+ years expPNC is committed to delivering the best experience for its customers and fostering an inclusive workplace culture. The Data Scientist Sr will play a crucial role in detecting, analyzing, and mitigating deposit fraud incidents by leading the development of data-driven fraud prevention strategies within the Fraud Incident Management Team.
BankingFinanceFinancial Services
No H1B
Responsibilities
Countermeasure Strategy
Design and implement tactical and strategic fraud countermeasures across deposit and digital channels (e.g., check, mobile remote deposits, ATM & Teller channels)
Collaborate with fraud operations, technology, and product teams to deploy controls effectively
Stay informed on industry fraud trends and regulatory developments to proactively adjust strategies
Incident Response Leadership
Serve as the analytics lead during active fraud incidents, providing rapid insights and recommending containment actions
Conduct post-incident reviews to assess control effectiveness and identify improvement opportunities
Fraud Analytics & Detection
Monitor deposit transaction data to identify emerging fraud patterns and anomalies
Engineer and curate channel-specific features (e.g., check attributes, image/device signals, deposit velocity, account tenure/behavior, ATM/teller patterns) to power high-precision detection rules and thresholds
Develop and refine fraud detection rules using statistical and quantitative/machine learning techniques
Evaluate rule performance and optimize precision and minimal customer impact
Team Leadership & Stakeholder Engagement
Mentor junior analysts within the team, fostering a culture of curiosity, rigor, and innovation in fraud prevention
Partner with internal stakeholders to ensure alignment on fraud risk appetite and control thresholds
Contribute to governance processes, including documentation, reporting, and audit readiness
Reporting & Communication
Deliver actionable insights and performance metrics to senior leadership
Create dashboards and visualizations to support decision-making and transparency
Qualification
Required
Experience in fraud analytics, preferably in deposit fraud or financial services
Strong understanding of deposits, fraud typologies, regulatory frameworks, transaction monitoring, and countermeasure design
Excellent communication and stakeholder management skills
SQL, Python, PySpark, R, and/or SAS
Advanced analytical skills in data mining, anomaly detection, rule optimization, and other quantitative techniques
Feature engineering for deposit and digital channels fraud detection and rule development (check, mobile remote deposit, ATM, and teller channels)
Visualization tools: Tableau, Power BI
Familiarity with fraud detection platforms and machine learning techniques
Strong communication and stakeholder management
Strategic thinking with a global and future-oriented mindset
Ability to manage competing priorities under tight deadlines
5+ years of industry-relevant experience
Preferred
Master's degree in Data science, Statistics, Economics, or related field is preferred
Experience working in a fast-paced incident management environment, with ability to balance speed of response with analytical accuracy
Ability to translate complex data into clear, actionable strategies with operational execution focus
Demonstrated expertise in cross-functional initiatives and guiding teams through high-pressure fraud events
Benefits
Medical/prescription drug coverage (with a Health Savings Account feature)
Dental and vision options
Employee and spouse/child life insurance
Short and long-term disability protection
401(k) with PNC match
Pension and stock purchase plans
Dependent care reimbursement account
Back-up child/elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select programs fully paid
A robust wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
Between 15 to 25 vacation days each year, depending on career level and years of service
Company
PNC
PNC is a financial service company providing bank deposits products and services to its community.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1975-11-17IPO
Leadership Team
Keith Hayes
SVP, PNC Aviation Finance
M
Michael Gaber
Senior Vice President - Originations
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