Georgia United Credit Union · 3 hours ago
Legal Counsel
Duluth, GA
Full-time
Hybrid
Mid, Senior LevelGeorgia United Credit Union is seeking a Legal Counsel to provide guidance on various consumer banking and lending products. The role involves drafting legal documents, advising on regulatory compliance, and partnering with outside counsel to navigate legal issues affecting the credit union and its members.
BankingCreditFinancial Services
No H1B
Responsibilities
Provides counsel to Georgia United’s business unit personnel on a broad array of proposed, new, or existing retail lending and account products and services with a focus on consumer banking, consumer protection, mortgage lending, mortgage servicing, collections, and bankruptcy. Exercises independent judgment in routine matters, escalating complex issues to the CRO & GC as needed
Drafts, reviews, and revises various legal documents involving the interests of the credit union and its members, including Membership and Account Agreements, commercial contracts, and regulatory disclosures, with autonomy while seeking guidance for high-risk matters
Partners with outside counsel as needed to consult on consumer protection, litigation, bankruptcy, intellectual property, and commercial real estate issues, coordinating with the CRO & GC to ensure alignment with organizational goals
Remains informed of legislation, regulations, judicial and other legal developments, and trends affecting Georgia United, the credit union industry, and the financial services industry in general. Utilizes this knowledge to support independent decision-making in daily responsibilities
Analyzes and interprets laws, rulings, and regulations, providing recommendations and probable outcomes for the credit union. Demonstrates the ability to act independently within established guidelines and escalate as appropriate
Advises business units in partnership with the Compliance team on NCUA, CFPB, and other consumer regulatory compliance matters related to consumer lending, deposit products, or services such as Regulation Z, FCRA, FDCPA, FACTA, Truth In Lending Act (TILA), privacy, as well as applicable federal or state consumer protection laws and regulations, including Unfair, Deceptive, or Abusive Acts and Practices (UDAAPs)
Performs other duties for Georgia United as assigned by leadership, demonstrating initiative and the capacity to work independently under senior oversight
Qualification
Required
Provides counsel to Georgia United's business unit personnel on a broad array of proposed, new, or existing retail lending and account products and services with a focus on consumer banking, consumer protection, mortgage lending, mortgage servicing, collections, and bankruptcy
Exercises independent judgment in routine matters, escalating complex issues to the CRO & GC as needed
Drafts, reviews, and revises various legal documents involving the interests of the credit union and its members, including Membership and Account Agreements, commercial contracts, and regulatory disclosures, with autonomy while seeking guidance for high-risk matters
Partners with outside counsel as needed to consult on consumer protection, litigation, bankruptcy, intellectual property, and commercial real estate issues, coordinating with the CRO & GC to ensure alignment with organizational goals
Remains informed of legislation, regulations, judicial and other legal developments, and trends affecting Georgia United, the credit union industry, and the financial services industry in general
Utilizes this knowledge to support independent decision-making in daily responsibilities
Analyzes and interprets laws, rulings, and regulations, providing recommendations and probable outcomes for the credit union
Demonstrates the ability to act independently within established guidelines and escalate as appropriate
Advises business units in partnership with the Compliance team on NCUA, CFPB, and other consumer regulatory compliance matters related to consumer lending, deposit products, or services such as Regulation Z, FCRA, FDCPA, FACTA, Truth In Lending Act (TILA), privacy, as well as applicable federal or state consumer protection laws and regulations, including Unfair, Deceptive, or Abusive Acts and Practices (UDAAPs)
Performs other duties for Georgia United as assigned by leadership, demonstrating initiative and the capacity to work independently under senior oversight
Demonstrated experience in managing complex projects that are strategic in nature, time sensitive, and of high importance to the organization's success
Demonstrated responsiveness and ability to simultaneously handle multiple assignments, prioritize work assignments, and meet the needs of a fast-paced environment
Self-starter, motivated to undertake projects as needed without extensive direction
Excellent communication, negotiation, problem solving and writing skills as well as the ability to effectively work with all levels of employees and management
Ability to research, interpret, synthesize, and explain laws, rules, regulations, policies, and procedures to different audiences and make clear verbal and written presentations of facts or concepts
Company
Georgia United Credit Union
Georgia United Credit Union is a banking firm offering auto, mortgage, checking account, and credit card services.
Founded in 1958
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
unknown2023-01-09Debt Financing
Leadership Team
Laura King
President
Recent News
Company data provided by crunchbase