Gold Star Mortgage Financial Group · 1 day ago
Loan Originator - Outside Sales
St Louis, MO
Full-time
Onsite
Entry, Mid, Senior Level
3+ years expGold Star Mortgage Financial Group is seeking Mortgage Loan Originators to represent the company in the community. The MLO will be responsible for sourcing business, developing a clientele base, providing financial advice, and ensuring smooth transactions for clients.
BankingFinancial ServicesMortgage
Responsibilities
Source business via in-person meetings with realtors, financial planners, and other partners
Develop clientele base via lunch-and-learns, seminars, presentations, and open houses
Give group presentations to introduce new products and services
Visit clients at closing to ensure a smooth and compliant transaction
Determine the financial products that best meet the customer’s needs and financial circumstances, and provide advice on the advantages and disadvantages of different financial products
Negotiate loan rates and terms on behalf of the consumer, and apply the borrower’s unique credit profile to loan scenarios in order to provide financial options to the consumer
Consult with prospective borrowers to determine their financial objectives and goals, review/analyze credit and financial data, and pre-qualify applicants
Maintain an in-depth knowledge of highly technical and evolving underwriting/lending guidelines, investor regulations, and utilize specialized knowledge of loan products to interpret these guidelines to assist the borrower in his/her understanding
Present options and alternatives for various financial products that we offer, explain rates and terms in an easy to understand manner, and answer questions regarding the financing process
Monitor the loan’s process and work closely with processors, underwriters, and staff
Attend and complete all required training, maintain knowledge of all lending policies, procedures, guidelines, and regulations, and complete all licensing prerequisites and requirements
Provide unsurpassed customer service
Complete other duties as assigned
Qualification
Required
High school or equivalent required
At least three (3) years of experience in mortgage lending with demonstrated success in developing relationships by in-person B2B sale required
Verifiable track record of recent successful purchase and referral based sales volume
Must have exceptional attention to detail and strong organizational skills
Outstanding work ethic and time management skills
Perform exceptionally well under pressure
Possess strong oral and written communication skills
Preferred
An Associate's degree from an accredited college preferred
Prior experience with Encompass, a plus
Company
Gold Star Mortgage Financial Group
Gold Star Mortgage Financial Group offers asian clients with bank card and bank loan and lending solutions.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
AJ Franchi
President, Chief Operating Officer
David Williams
CIO/CISO
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