First Federal Bank · 20 hours ago
Deposit Operations Specialist
Lake City, FL
Full-time
Onsite
New Grad, Entry LevelFirst Federal Bank is dedicated to community and customer service, emphasizing stability and trustworthiness. They are seeking a Deposit Operations Specialist to manage various operational functions including processing returns, performing wire activities, and ensuring compliance with banking regulations.
BankingFinancial Services
Responsibilities
Process Returns Desk functions including, but not limited to: reconciling control accounts daily to identify and clear or resolve out of balance items; reviewing and clearing Exception Items; processing Return Items (checks and ACH); processing incoming and outgoing Fed cash letter adjustments
Perform wire related activities, including preparing and/or approving wires, handling service messages, wire returns, and maintaining various wire duties
Review various daily, weekly and monthly reports for account maintenance, unusual activity, inactive/dormant accounts, holds, etc. and take necessary actions
Ensures compliance with all banking laws, rules, regulations, and prescribed policies/practices/procedures necessary to reduce risk and uphold ethical standards related to and required by one's duties
Performs a variety of related functions to support the successful operation of the Deposit Operations department. Reviews and updates operations control procedures as needed
Perform custodian of records duties, producing/reviewing and providing legally requested documents
Perform processes required for the Bank's ICS/CDARS program, including the setup of new accounts, processing transactions/renewals, sending client notices and statements
Responsible for providing support for executing all processes relating to Debit/Credit cards including ordering, troubleshooting, supporting, balancing, maintenance, instant issuance, and dispute processing. Communicate status of pending service requests with customers and management as needed within established service level agreements
Provides the best service to our customers with innovative and creative solutions
Qualification
Required
High school diploma or equivalent
Broad knowledge of financial institution bank operations procedures
Must be able to learn all duties in the Deposit Operations department for cross-training purposes
Strong organizational and analytical skills
Detail-oriented with the ability to work in a deadline intensive work environment
Strong communication and interpersonal skills
Proficient in Word and Excel
Extended hours sitting and performing computer tasks may be required
Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank
Preferred
Bilingual candidates encouraged to apply
Benefits
Four Medical Plan Offerings to choose from
Employer HSA Contributions (Coverage/Plan exclusions)
Employer Provided Life Insurance Policy
Annual Health Incentive
Annual Wellness Reimbursement
Tuition Reimbursement program
Generous Match 401k Retirement Plan
Paid Sick Leave
Paid Vacation Leave
11 Paid Holidays based on the Federal Reserve Calendar
Company
First Federal Bank
First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association.
Founded in 1962
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
John Medina
Chief Executive Officer
David Brewer
Executive Vice President & Chief Financial Officer
Recent News
2026-01-20
2025-02-19
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