Ripple · 3 days ago
Staff Software Engineer, Identity & Trust
San Francisco, CA, United States
Full-time
Hybrid
Lead/Staff
$208K/yr - $260K/yr
8+ years expRipple is building a world where value moves like information, improving the global financial system through crypto solutions. The role involves leading the design and development of the Identity and Trust Platform, focusing on creating a unified customer experience and solving identity challenges across Ripple's products.
BlockchainCryptocurrencyFinTechForeign Exchange TradingInternetPaymentsWeb3
Responsibilities
Build the Foundation for 'One Ripple': Establish the Identity Platform as the single system of record, decoupling operational identity from legacy systems to enable a unified experience across all Ripple products (Payments, Custody, Stablecoins, Ripple Prime, and others)
Drive Strategic Decoupling: Own the critical migration of core identity logic out of legacy systems, eliminating years of technical debt and preparing a path to retire them
Define the Future of Trust: Design and build the shared entitlements layer and unified compliance context (e.g., shared KYB readiness) to ensure consistent, secure product access for all customers
Scale and Mentor: Serve as a technical anchor, setting architectural direction, championing engineering excellence, and mentoring engineers to grow a high-performing, foundational platform team
Lead the design and development of distributed, cloud-native backend services that power the Identity and Trust Platform across Ripple’s product suite
Define and implement the foundational data model and APIs that serve as the single system of record for customers, entities, and users
Drive the strategic migration of core identity and customer lifecycle logic out of legacy systems into resilient, observable, and Identity Platform-first services
Design and build the core platform capabilities, including the unified entitlements layer and shared compliance context, to ensure consistent and secure access across all products
Partner with Product, Compliance, and other engineering teams to define and champion standard integration patterns and contracts for the platform
Champion engineering excellence in architecture, code quality, testing, and operational practices
Qualification
Required
8+ years experience in Software Engineering, with a significant focus on backend systems
Deep, hands-on backend engineering experience building and operating modern, cloud-native, and highly-available distributed systems at scale
Proven track record designing and delivering foundational, large-scale systems in complex, regulated environments
Expert-level skills in API design and integration (e.g., REST and/or gRPC), with a focus on defining clear, reusable service contracts
Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS)
Ability to strategically navigate and reduce technical debt while driving significant business value and high-leverage migration efforts
Strong technical leadership skills: proven ability to set architectural direction, mentor high-performing engineers, and influence critical, cross-team decisions across an organization
Preferred
Experience with our current stack: Java + Spring Boot. We encourage candidates from other robust backend stacks (Go, Kotlin, C#, Python, Rust, etc.) who can quickly learn JVM technologies
Experience with event-driven architecture (Kafka, SNS/SQS, etc.), crucial for building a decoupled and resilient platform
Domain knowledge in FinTech, RegTech, KYC/KYB, identity verification, or compliance-heavy systems
Benefits
Professional development budget to support other modes of learning.
Competitive salary, bonuses, and equity
Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
Employee giving match
Mobile phone stipend
R&R days so you can rest and recharge
Generous wellness reimbursement and weekly onsite & virtual programming
Generous vacation policy - work with your manager to take time off when you need it
Industry-leading parental leave policies. Family planning benefits.
Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events
Company
Ripple
Ripple is a provider of stablecoin-powered cross-border payments and digital asset custody solutions.
501-1000 employees
H1B Sponsorship
Ripple has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (5)
2024 (6)
2023 (4)
Funding
Current Stage
Late StageTotal Funding
$793.8MKey Investors
Brevan Howard Asset Management,Citadel Securities,Fortress Investment Group,Galaxy Digital,Marshall Wace,Pantera CapitalC1FundTetragon Financial Group Limited
2025-11-05Series Unknown· $500M
2025-10-09Series Unknown
2023-09-05Secondary Market
Leadership Team
Brad Garlinghouse
CEO
David Schwartz
CTO
Recent News
2026-02-07
2026-02-07
Company data provided by crunchbase