MUFG · 10 hours ago
Associate - Credit Underwriting and Portfolio Management - Financial Institutions Group (FIG)
New York, NY
Full-time
Hybrid
Mid Level
$135K/yr - $155K/yr
3+ years expMitsubishi UFJ Financial Group (MUFG) is one of the world’s leading financial groups, striving to make a difference for every client and community served. The Credit Risk Associate will conduct credit analysis and recommendations for financial institution credits, prepare credit proposals, and monitor client financial trends.
Financial Services
Responsibilities
Perform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolio
Coordinate and communicate account information across various constituencies throughout the organization
Responsible for knowledge of particular industries and all current events in assigned portfolio utilizing internal and external sources
Oversee covenants compliance database and facility closing due diligence, including documentation
Attend client meetings
Participate in special projects as assigned
Work within a deal team environment (with Global Relationship Managers, Credit Administration, Sponsor Coverage, and Capital Markets) to support the development and analysis of financing structures/strategies
Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business development needs
Support credit analysis for structured credit transactions (derivatives transactions, receivable securitizations)
Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues
Conduct site visits and participate in client and bank meetings
Support the communication with the credit approval division including final hold level strategies to ensure alignment of risk strategy and policy
Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level
Ensure compliance with policy and regulatory requirements
Qualification
Required
Bachelor's degree in Finance, Accounting, Business or Economics
3+ years experience within a financial institution (analyzing corporate clients' risk and credit profiles), accounting firm or rating agency
Experience in Financial Institutions credit analysis and financial markets
Knowledge of credit and risk principles and legal and compliance regulations pertinent to lending
Strong financial spreading/modeling and analytical skills
Experience in analyzing corporate credit and financing transactions
Strong written, verbal and interpersonal skills
Proficiency in Microsoft Office (Word, Excel, PowerPoint)
Preferred
CFA or MBA is a plus
Completed a formal credit-training program at a money center bank
Benefits
Comprehensive health and wellness benefits
Retirement plans
Educational assistance and training programs
Income replacement for qualified employees with disabilities
Paid maternity and parental bonding leave
Paid vacation
Sick days
Holidays
Company
MUFG
MUFG (Mitsubishi UFJ Financial Group) is one of the world's leading financial groups.
10001+ employees
Funding
Current Stage
Late StageLeadership Team
Greidy Puig
Vice President Finance- Business Unit CFO
Mark Fernandez
Vice President, Global Markets CFO Office
Recent News
2024-04-29
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