Georgia United Credit Union · 11 hours ago
Home Loan Consultant
Duluth, Georgia, United States
Full-time
Onsite
New Grad, Entry LevelGeorgia United Credit Union is seeking a Home Loan Consultant to participate in the origination of mortgage loans. The role involves reviewing loan applications, counseling members on financial matters, and promoting lending products while maintaining a professional reputation.
BankingCreditFinancial Services
Responsibilities
Participates in all steps related to the origination of mortgage loans, including but not limited to, reviewing new loan applications, conducting interviews and processing preliminary documentation on loan requests
Discusses loan alternatives, credit criteria, interest rates and loan documentation in a positive, professional manner
Prepares and issues conditional loan approvals for Borrowers. Performs follow up work as necessary, and notifies members of loan approval or denial. Explains loan denials precisely and clearly to members
Counsels members regarding money management and financial matters, especially those that were denied, offering alternatives, if applicable
Resolves loan application problems. Assists applicants with addressing credit report problems, low appraisals, low salary levels and high debt ratios
Reviews information for completeness and accuracy. Clarifies missing or questionable information
Resolves or refers requests and problems promptly and courteously, maintaining the Credit Union’s professional reputation
Stays informed of lending standards, related legal requirements and trends in local real estate and competitive market
Assists and support Mortgage Loan Processors as needed to effectively process loans for closing
Keeps management informed of area activities and of any significant problems
Promotes other potential opportunities to serve members within Georgia United’s retail and consumer lending product suite
Promotes and establishes strong, positive and productive working relationship within the organization through commitment to the company’s purpose, mission and core values
Qualification
Required
Ability to communicate professionally and effectively, both verbally and in writing
Ability to work with confidential and time sensitive information in a fast-paced team-oriented environment with appropriate attention to details, accuracy and production
Excellent records and file management skills with ability to function in a paperless work environment
Demonstrated ability to provide excellent member service with the capability to operate with calmness and courtesy in stressful situations
Company
Georgia United Credit Union
Georgia United Credit Union is a banking firm offering auto, mortgage, checking account, and credit card services.
Founded in 1958
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
unknown2023-01-09Debt Financing
Leadership Team
Laura King
President
Recent News
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