Yochana · 13 hours ago
Senior Payments Architect
Jersey City, NJ
Contract
Hybrid
Senior Level, Lead/Staff
15+ years expYochana is seeking a highly experienced Senior Payments Architect to lead the architectural vision, design, and implementation of next-generation payments infrastructure. This role involves working closely with senior stakeholders to evaluate current payment platforms, identify gaps, and propose scalable, secure solutions aligned with global payment trends.
Business Information SystemsInformation and Communications Technology (ICT)Information ServicesInformation TechnologySoftwareStaffing Agency
Hiring Manager
Pavan K
Responsibilities
Define the end-to-end payments architecture strategy, ensuring scalability, resiliency, and global adoption
Evaluate existing systems and recommend modernization strategies for improved performance, security, and compliance
Drive architectural consistency across payment platforms, APIs, and digital channels
Provide deep subject-matter expertise on instant payments, real-time settlement systems, and cross-border payments
Align client’s payment platforms with global instant payment rails (FedNow, RTP, SEPA Instant, UPI, & Processing, Liquidity Management, Data Warehousing and core Cash Management of large MNC clients
Build architecture for Open Banking & API ecosystems, enabling seamless integrations with third-party fintechs and partners
Lead initiatives in Blockchain & Tokenization (e.g., client’s Token Services)
Explore AI-driven compliance, fraud prevention, and personalization use cases
Implement cloud-native architectures, microservices, and event-driven designs for payment services
Review code quality, system design, and technical debt within payments platforms
Establish best practices for development, integration, and testing across distributed teams
Ensure adherence to regulatory requirements (AML, KYC, PSD2, GDPR, ISO 20022)
Partner with global business heads, operations, and compliance teams to ensure architectural alignment with strategic objectives
Collaborate with vendors, fintech partners, and external regulators to shape payments innovation
Qualification
Required
15+ years of overall IT experience, with at least 10+ years in payments domain
Hands-on experience in architecting large-scale payment platforms at a bank, financial institution, or payment processor
Bachelor's or master's degree in computer science, Information Systems, or related field
Preferred
Good to have Certifications in Enterprise Architecture (TOGAF/Zachman) or Cloud (AWS/Azure) preferred
Company
Yochana
Yochana: Your Trusted Workforce Partner Across North America & Beyond For over 16 years, Yochana has been a leading talent acquisition firm, connecting businesses with top professionals across industries.
201-500 employees
H1B Sponsorship
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2025 (21)
2024 (11)
2023 (3)
Funding
Current Stage
Growth StageLeadership Team
Anusha Sharath
Global Talent Acquisition Lead / HR-BP
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