Valon · 2 days ago
Default Reporting Specialist
United States
Full-time
Remote
Entry, Mid Level
2+ years expValon is transforming mortgage servicing and consumer direct lending with a technology-first approach. The Default Reporting Specialist is responsible for producing, validating, and delivering accurate and timely default-reporting to investors and insurers, ensuring compliance with internal policies and regulatory expectations.
Financial ServicesFinTechReal Estate
Responsibilities
Reviews, prepares, and submits monthly default status and delinquency reporting to investors and insurers
Ensures monthly reporting is accurate - works with other default areas to resolve illogical reporting conditions
Ensures monthly reporting is delivered timely according to investor/insurer requirements
Resolves investor/insurer edits/correction requests within 24 hours of receipt
Escalates problems with reporting submission and inaccurate codes prior to reporting deadlines
Responds to audit requests and audit findings relative to default reporting to
Ensure reports are delivered on time to internal stakeholders and external parties (investors, auditors, etc.) as required
Perform reconciliations, variance analysis, exception review, and root-cause investigation for illogical and/or inaccurate status and RFD codes
Maintains documentation for report logic and reporting errors
Identify trends in default reporting performance
Monitor KPI/SLA performance for default reporting
Present insights and recommendations to leadership to drive operational improvements
Partner with Default Ops, Data/BI, and Compliance to improve reporting processes, automate manual reporting, and refine metric definitions
Support creation of dashboards and repeatable report templates
Contribute to change management during system updates, mapping changes, or investor requirement changes
Qualification
Required
2+ years of experience in mortgage default reporting for Fannie Mae, Freddie Mac, PMI, FHA, VA, and USDA
Working knowledge of default servicing functions: collections, loss mitigation, foreclosure, bankruptcy, and REO
Proficiency with Excel (pivot tables, advanced formulas, data validation, reconciliations)
Experience producing recurring operational or investor-facing reports with strong attention to detail
Ability to interpret and apply metric definitions and business rules consistently
Strong communication skills — able to explain report results, variances, and definitions to non-technical stakeholders
Minimum education requirement: High school diploma or GED equivalent required
Benefits
Competitive salary and 401 (k) plan
Comprehensive medical, dental, & vision benefits
In-office snacks and drinks, and Bagel Fridays
Pre-tax deductions for public transportation, rideshare services, and parking expenses
Company-wide orientation for you to successfully onboard and other learning & development opportunities, including regular review cycles that feature 360-degree feedback
17 days paid time off, sick days, and 11 company holidays
12 weeks off for both birthing and non-birthing parents - fully paid
Company
Valon
Valon is building the AI-native operating system for regulated finance.
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
$197.1MKey Investors
WestCapAndreessen Horowitz
2024-10-23Series C· $100M
2021-11-03Series B· $43.9M
2021-02-02Series A· $50M
Leadership Team
Andrew Wang
CEO/Co-founder
Jonathan Hsu
Co-Founder
Recent News
Crowdfund Insider
2026-02-06
2026-02-03
Company data provided by crunchbase